39 Whitebark Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 39 Whitebark Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,278 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`11710199`

Property Details

APN / Parcel Number

Primary APN	`11710199`
Alternative APNs	`R600 027 000 0019 0000` `R603 027 000 0019 0000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 WHITEBARK LN
City	BLUFFTON
State	SC
Zip	29909-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 117 SAPPHIRE LAKES BLK 44 PB102 P120-121
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	44
Legal Lot Number	117
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2109

Owner

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 WHITEBARK LN, BLUFFTON, SC 29909-6063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Closed-End Mortgage COASTAL STATES BANK
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022
Deed Sale	Nov 9, 2022
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	202261395
Deed Book / Page	4196 / 2310
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	39 WHITEBARK LN, BLUFFTON, SC 29909-6063
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WHITEBARK LN, BLUFFTON, SC 29909-6063

Mortgage

Document Number	0000059293
Date	Oct 26, 2022
Book Page	4193/1672
Instrument	2022059293

Lender

Name	COASTAL STATES BANK
Address	HILTON HEAD ISLAND, SC 29938

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2023

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 9, 2022
Property Address	39 WHITEBARK LN, BLUFFTON, SC 29909-6063
Document Number	0000061395
Book / Page	4196 / 2310
Map Reference	MB 102 PG 120
Instrument Date	Oct 31, 2022
Instrument	2022061395
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 WHITEBARK LN, BLUFFTON, SC 29909-6063

Mortgage

Document Number	0000061396
Date	Nov 9, 2022
Instrument	2022061396

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 20, 2018
Property Address	39 WHITEBARK LN, BLUFFTON, SC 29909-6063
Document Number	0000039339
Book / Page	003685 / 001932
Instrument Date	Jul 13, 2018
Instrument	39339
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$810.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WHITEBARK LN BLUFFTON SC 299096063, BLUFFTON, SC 29909-6063

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (-0.06%)	$13,430 (-0.01%)
2024	$1,735.00 (-65.36%)	$13,432 (-) Land $3,376 Building $10,056	$335,800 (-) Land $84,400 Building $251,400
2023	$5,008.00 (+418.43%)	$13,432 (+53.33%) Land $3,376 Building $10,056	$335,800 (+53.33%) Land $84,400 Building $251,400
2022	$966.00	$8,760 Land $2,600 Building $6,160	$219,000 Land $65,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 390 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	390 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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