45 Summit St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 45 Summit St, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jan 2024)
Tax Bill	$108 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 104.33-2-16`

Property Details

APN / Parcel Number

Primary APN	`145289 104.33-2-16`
Alternative APN	`52891043300002016000`

Exterior

Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	125 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 SUMMIT ST
City	LANCASTER
State	NY
Zip	14086-1216
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SC11 470 46 3O X 125
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2014
Census Tract	14209

Owner

Source: Erie County and Lancaster Town records · APN 145289 104.33-2-16

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 SUMMIT ST, LANCASTER, NY 14086-1216
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Deed Document Number	20242024011561
Deed Book / Page	11427 / 781
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 23, 2024
Property Address	45 SUMMIT ST, LANCASTER, NY 14086-1216
Document Number	0114270781
Book / Page	11427 / 781
Instrument Date	Jan 04, 2024
Instrument	2024011561
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	INFINITY TITLE CORPORATION, TRINITY TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 NIAGARA ST, BUFFALO, NY 14202-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 NIAGARA ST, BUFFALO, NY 14202-3409

Mortgage

Document Number	0141166327
Date	Jan 23, 2024
Instrument	14116/6327

Lender

Name	JASON CRESAK
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 21, 2029

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$108.00 (-47.32%)	$6,800 (-) Land $6,800	$10,625 (+13.03%) Land $10,625
2024	$205.00	$6,800 (-) Land $6,800	$9,400 (+3.3%) Land $9,400
2023		$6,800 Land $6,800	$9,100 Land $9,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290142092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.