26 Summit St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 26 Summit St, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,026 sqft · built 1961
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$49,219 (Jul 2002)
Tax Bill$4,759 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 104.33-1-5.1

Property Details

APN / Parcel Number

Primary APN145289 104.33-1-5.1
Alternative APN
  • 52891043300001005000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area532 sqft
Basement Area494 sqft
Finished Basement494 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions118 ft deep x 110 ft wide
Garage TypeDetached
Garage Area952 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26 SUMMIT ST
CityLANCASTER
StateNY
Zip14086-1251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC11 470 8 PT 7PT 9 7O X 118
Legal SubdivisionTHE HOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number5.100
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2013
Census Tract14209

Owner

Source: Erie County and Lancaster Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 SUMMIT ST, LANCASTER, NY 14086-1251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2002 · Amount on Record
Deed SaleJul 19, 2002 · Amount on Record
Prior SaleOct 20, 1997 · Amount on Record
Deed Document Number2002986
Deed Book / Page11010 / 1162
Prior Transfer DateMay 24, 2000
Prior Transfer Doc0000000217
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address26 SUMMIT ST, LANCASTER, NY 14086-1251
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 SUMMIT ST, LANCASTER, NY 14086-1251

Mortgage

Document Number0140050813
DateJul 20, 2021
Book Page14005/813
Instrument2021140432
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 30, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,759.00 (+2.04%)$161,000 (-) Land $25,000 Building $136,000$251,563 (+12.51%) Land $39,063 Building $212,500
2024$4,664.00 Homeowner's exemption$161,000 (-) Land $25,000 Building $136,000$223,600 (+4.15%) Land $34,720 Building $188,880
2023Homeowner's exemption$161,000 (-) Land $25,000 Building $136,000$214,700 (+15.99%) Land $33,339 Building $181,361
2022$161,000 Land $25,000 Building $136,000$185,100 Land $28,742 Building $156,358
2021$1,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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