39 Summit St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 39 Summit St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft · built 1961
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jan 2024)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 104.33-2-15`

Property Details

APN / Parcel Number

Primary APN	`145289 104.33-2-15`
Alternative APN	`52891043300002015000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	972 sqft
Basement Area	486 sqft
Finished Basement	486 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 SUMMIT ST
City	LANCASTER
State	NY
Zip	14086-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC11 470 PT40 42 44 7O X 125
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2014
Census Tract	14209

Owner

Source: Erie County and Lancaster Town records · APN 145289 104.33-2-15

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 SUMMIT ST, LANCASTER, NY 14086-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Deed Document Number	20242024011561
Deed Book / Page	11427 / 781
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 23, 2024
Property Address	39 SUMMIT ST, LANCASTER, NY 14086-1216
Document Number	0114270781
Book / Page	11427 / 781
Instrument Date	Jan 04, 2024
Instrument	2024011561
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	INFINITY TITLE CORPORATION, TRINITY TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 NIAGARA ST, BUFFALO, NY 14202-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 NIAGARA ST, BUFFALO, NY 14202-3409

Mortgage

Document Number	0141166327
Date	Jan 23, 2024
Instrument	14116/6327

Lender

Name	JASON CRESAK
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 21, 2029

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00 (-49.14%)	$168,000 (-) Land $17,000 Building $151,000	$262,500 (+12.52%) Land $26,562 Building $235,938
2024	$4,805.00	$168,000 (-) Land $17,000 Building $151,000	$233,300 (+4.15%) Land $23,608 Building $209,692
2023		$168,000 Land $17,000 Building $151,000	$224,000 Land $22,667 Building $201,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 481 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA LANCASTER serves 29,018 people
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.