Santa Cruz County property record for 45 Ridge Way, Mount Hermon, CA 95041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,872 sqft · built 1948 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $4,500 (Aug 1996) |
| Tax Bill | $1,225 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-202-15 |
| Primary APN | 066-202-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 285 sqft |
| Patio Area | 285 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 45 RIDGE WAY |
|---|---|
| City | MOUNT HERMON |
| State | CA |
| Zip | 95041-3018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | MOUNT HERMON PARK 02 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 120700 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | PO BOX 142, MOUNT HERMON, CA 95041-0142 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 1996 · Amount on Record |
| Deed Sale | Aug 16, 1996 · Amount on Record |
| Deed Document Number | 199645952 |
| Deed Book / Page | 5892 / 799 |
| Last Transfer Date | Jul 10, 2020 |
| Transfer Doc | 0000032045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2020 |
| Property Address | 45 RIDGE WAY, MOUNT HERMON, CA 95041-3018 |
| Document Number | 0000032045 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 32045 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 142 MOUNT HERMON CA 950410142, MOUNT HERMON, CA 95041-0142 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,935 (+2%) Land $7,391 Building $51,544 | ||
| 2025 | $1,225.00 (+13.01%) | $57,780 (+4.04%) Land $7,246 Building $50,534 | |
| 2023 | $1,084.00 (+2.94%) | $55,536 Land $6,965 Building $48,571 | $834,570 |
| 2022 | $1,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 26 (1995–2023) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Cruzio, GeoLinks, Surfnet Communications.
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