47 Ridge Way, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 47 Ridge Way, Mount Hermon, CA 95041

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,568 sqft · built 1991
Lot Size0.428 acres (18,644 sqft)
OwnerTrust Name on File
Last Sale$40,000 (Jul 1996)
Tax Bill$3,080 (2025)
Flood ZoneZone X (minimal risk)
APN066-202-21

Property Details

APN / Parcel Number

Primary APN066-202-21
Alternative APN
  • 066-202-21-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,568 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area18,644 sqft (0.428 acres)
TerrainSteep
View / LotMountain

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address47 RIDGE WAY
CityMOUNT HERMON
StateCA
Zip95041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionMOUNT HERMON 02
Legal Block14
Legal Lot Number46,47
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1010
Census Tract120700

Owner

47 Ridge Way is held in a trust since June 2005.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 201, MOUNT HERMON, CA 95041-0201
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 1996 · Amount on File
Deed SaleJul 26, 1996 · Amount on File
Deed Document Number199641603
Deed Book / Page5882 / 269
Last Transfer DateJun 3, 2005
Transfer Doc0000075983
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 47 Ridge Way was $3,080.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,080 (+2%) Land $67,945 Building $156,135
2025$3,080.00$219,686 Land $66,613 Building $153,073
2023$2,883.00 (+5.53%)$211,155 Land $64,026 Building $147,129$720,900
2022$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Ridge Way in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims26 (1995–2023)
Claims Outside the SFHA1 of 26
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Ridge Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT. HERMON ASSOCIATION, INC.
private · serves 1,176 people · EPA ID CA4410008
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, GeoLinks, Surfnet Communications.

Nearby Properties on Ridge Way

Nearby Streets

Search Property Records by Address or Parcel Number