44 Ridge Way, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 44 Ridge Way, Mount Hermon, CA 95041

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,376 sqft · built 1956
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Mar 2012)
Tax Bill	$7,097 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-192-19`

Property Details

APN / Parcel Number

Primary APN	`066-192-19`
Alternative APN	`066-192-19-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Deck Area	254 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	44 RIDGE WAY
City	MOUNT HERMON
State	CA
Zip	95041-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 13 LOT 16
Legal Subdivision	MOUNT HERMON ASSOCIATION SUB 2
Legal Block	13
Legal Lot Number	16
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1012
Census Tract	120700

Owner

44 Ridge Way is owned and occupied by two individuals who bought it in March 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 RIDGE WAY, MOUNT HERMON, CA 95041-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO
Jun 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2012 · Amount on File
Deed Sale	Mar 16, 2012 · Amount on File
Prior Sale	Oct 7, 2011 · Amount on File
Deed Document Number	201213271
Prior Transfer Date	Nov 6, 1997
Prior Transfer Doc	0000055345
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2021
Property Address	44 RIDGE WAY, MOUNT HERMON, CA 95041-3018
Document Number	0000033021
Map Reference	MB 16 PG 2
Instrument Date	Jun 7, 2021
Instrument	2021-0033021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RIDGE WAY, MOUNT HERMON, CA 95041-3018

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2021
Property Address	44 RIDGE WAY, MOUNT HERMON, CA 95041-3018
Document Number	0000033019
Map Reference	MB 16 PG 2
Instrument Date	Jun 7, 2021
Instrument	2021-0033019
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	44 RIDGE WAY, MOUNT HERMON, CA 95041-3018

Mortgage

Document Number	0000033020
Date	Jun 15, 2021
Instrument	2021-0033020

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2018
Property Address	44 RIDGE WAY, MOUNT HERMON, CA 95041-3018
Document Number	0000037806
Instrument Date	Dec 17, 2018
Instrument	37806
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 RIDGE WAY MOUNT HERMON CA 950413018, MOUNT HERMON, CA 95041-3018

Tax Assessment & Valuation

The 2025 property tax bill for 44 Ridge Way was $7,097.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,655 (+2%) Land $348,993 Building $232,662
2025	$7,097.00	$570,250 Land $342,150 Building $228,100
2023	$6,781.00 (+2.43%)	$548,107 Land $328,864 Building $219,243	$938,790
2022	$6,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Ridge Way in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Ridge Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, GeoLinks, Surfnet Communications.

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