41 Ridge Way, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 41 Ridge Way, Mount Hermon, CA 95041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1975
Lot Size	0.377 acres (16,422 sqft)
Owner	2 Trust Names on File
Last Sale	$4,000 (Aug 1996)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-202-16`

Property Details

APN / Parcel Number

Primary APN	`066-202-16`
Alternative APN	`066-202-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,562 sqft Living Area
Gross Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,422 sqft (0.377 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	41 RIDGE WAY
City	MOUNT HERMON
State	CA
Zip	95041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	MOUNT HERMON PARK
Legal Block	14
Legal Lot Number	21,22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	120700

Owner

Source: Santa Cruz County assessment roll, APN 066-202-16, as of August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 496, MOUNT HERMON, CA 95041-0496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 1996 · Amount on Record
Deed Sale	Aug 28, 1996 · Amount on Record
Deed Document Number	199648380
Deed Book / Page	5898 / 578
Last Transfer Date	Mar 14, 2019
Transfer Doc	0000007577
Record Updated	Sep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 26, 2019
Property Address	41 RIDGE WAY, MOUNT HERMON, CA 95041
Document Number	0000007577
Instrument Date	Mar 14, 2019
Instrument	7577
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 496 MOUNT HERMON CA 950410496, MOUNT HERMON, CA 95041-0496

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll as of August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,368 (+2%) Land $6,142 Building $91,226
2025	$1,577.00 (+10.9%) Homeowner's exemption	$95,460 (+4.04%) Land $6,022 Building $89,438
2023	$1,422.00 (+2.89%) Homeowner's exemption	$91,753 Land $5,788 Building $85,965	$316,980
2022	$1,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871207001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: California Internet, Cruzio Internet, Surfnet Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4410008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MT. HERMON ASSOCIATION, INC. private · serves 1,176 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.