40 Ridge Way, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 40 Ridge Way, Mount Hermon, CA 95041

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 652 sqft · built 1936
Lot Size0.112 acres (4,879 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (May 2004)
Tax Bill$664 (2025)
Flood ZoneZone X (minimal risk)
APN066-192-29

Property Details

APN / Parcel Number

Primary APN066-192-29
Alternative APN
  • 066-192-29-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Building Area652 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Construction TypeWood
Roof MaterialMetal
Lot Area4,879 sqft (0.112 acres)
TerrainSteep
Deck Area304 sqft
Patio Area304 sqft

Location & Zoning

Street Address40 RIDGE WAY
CityMOUNT HERMON
StateCA
Zip95041-3018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionMOUNT HERMON ASSN 02
Legal Block13
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1012
Census Tract120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4713 MAPLEPLAIN AVE, ELK GROVE, CA 95758-6024
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2004 · Amount on Record
Deed SaleMay 14, 2004 · Amount on Record
Deed Document Number200434105
Prior Transfer DateMay 7, 2004
Prior Transfer Doc0000034102
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,005 (+2%) Land $29,005
2025$664.00 (-4.05%)$28,436 (+4.04%) Land $28,436
2023$692.00 (-0.14%)$27,332 Land $27,332$284,850
2022$693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims26 (1995–2023)
Claims Outside the SFHA1 of 26
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT. HERMON ASSOCIATION, INC.
private · serves 1,176 people · EPA ID CA4410008
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, GeoLinks, Surfnet Communications.

Nearby Properties on Ridge Way

Nearby Streets

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