45 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 45 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,364 sqft · built 1954
Lot Size0.75 acres (32,670 sqft)
Owner2 Company Names on Record
Tax Bill$22,208 (2025)
Flood ZoneZone X (minimal risk)
APN19M-61-0131

Property Details

APN / Parcel Number

Primary APN19M-61-0131

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,364 sqft Living Area
Gross Area5,214 sqft
1st Floor Area1,388 sqft
Basement Area40 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialBrick
Foundation TypeRaised
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions115 ft deep x 119 ft wide
Garage TypeAttached
Garage Area810 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area266 sqft
Patio Area960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 PICARDY LN
CitySAINT LOUIS
StateMO
Zip63124-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code33C
Legal DescriptionEXERMONT PARK LOT PT X RESUB LOT 45
Legal SubdivisionEXERMONT PARK LOT PT X RESUB
Legal Lot Number45
JurisdictionST LOUIS MO
Township / Civil DivisionCLAYTON
Census Block Group5
Census Block5008
Census Tract215400

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address45 PICARDY LN, SAINT LOUIS, MO 63124-1629
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 13, 2024
Transfer Doc0000000293
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityLadue City
Unified School DistrictLadue School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,000 (-) Land $229,460 Building $112,540$1,800,000 (-) Land $1,207,700 Building $592,300
2025$22,208.00 (+4.48%)$342,000 (+8.59%) Land $229,460 Building $112,540$1,800,000 (+8.59%) Land $1,207,700 Building $592,300
2024$21,256.00 (+0.19%)
2023$21,215.00$314,950 Land $99,790 Building $215,160$1,657,600 Land $525,200 Building $1,132,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (1979–2014)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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