41 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 41 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,538 sqft · built 1936
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,456 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0043`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0043`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,538 sqft Living Area
Gross Area	4,873 sqft
1st Floor Area	1,472 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	152 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	184 sqft
Porch	Enclosed Frame Porch
Porch Area	601 sqft
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT PARK LOT 41
Legal Subdivision	EXERMONT PARK
Legal Lot Number	41
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5006
Census Tract	215400

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 PICARDY LN, SAINT LOUIS, MO 63124-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Deed of Trust, Mortgage PARAMOUNT BK
Apr 29, 2019	Deed of Trust, Mortgage PARAMOUNT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2015
Deed Sale	Jan 13, 2015
Deed Document Number	2015588
Deed Book / Page	21336 / 1793
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	0213361793
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	41 PICARDY LN, SAINT LOUIS, MO 63124-1628
Document Number	0235690137
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628

Mortgage

Document Number	0235690137
Date	Jun 14, 2019
Book Page	023569/000137
Instrument	111

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	41 PICARDY LN, SAINT LOUIS, MO 63124-1628
Document Number	0235370615
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628

Mortgage

Document Number	0235370615
Date	May 22, 2019
Book Page	023537/000615
Instrument	603

Lender

Name	PARAMOUNT BK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,730 (-) Land $206,720 Building $91,010	$1,567,000 (-) Land $1,088,000 Building $479,000
2025	$13,456.00 (-0.41%)	$297,730 (+48.72%) Land $206,720 Building $91,010	$1,567,000 (+48.71%) Land $1,088,000 Building $479,000
2024	$13,511.00 (+0.19%)
2023	$13,485.00 (+10.53%)	$200,200 (+14.73%) Land $89,890 Building $110,310	$1,053,700 (+14.73%) Land $473,100 Building $580,600
2022	$12,200.00	$174,490 Land $90,760 Building $83,730
2021			$918,400 Land $477,700 Building $440,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Picardy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures