47 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 47 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,740 sqft · built 1941
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$24,068 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0153`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0153`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,740 sqft Living Area
Gross Area	5,340 sqft
1st Floor Area	1,828 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	95 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	36 sqft
Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	132 sqft
Patio Area	664 sqft
Boat House	1,108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	47 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT PARK LOT PT X RESUB LOT 47
Legal Subdivision	EXERMONT PARK LOT PT X RESUB
Legal Lot Number	47
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5008
Census Tract	215400

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 PICARDY LN, SAINT LOUIS, MO 63124-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jan 29, 2018	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	47 PICARDY LN, SAINT LOUIS, MO 63124-1629
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 PICARDY LN, SAINT LOUIS, MO 63124-1629

Mortgage

Document Number	0251542312
Date	Oct 7, 2021
Book Page	25154/2312
Instrument	2021100700737

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.12%
Type Change Date	Oct 1, 2026
Min Rate At Change	3%
Max Rate At Change	4.12%
Index	Other
Margin	3
Max Rate	4.12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	47 PICARDY LN, SAINT LOUIS, MO 63124-1629
Document Number	0228841779
Book / Page	022884 / 001779
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 PICARDY LN ST LOUIS MO 631241629, ST LOUIS, MO 63124-1629

Mortgage

Document Number	0228841779
Date	Feb 2, 2018
Book Page	022884/001779
Instrument	375

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,630 (-) Land $222,280 Building $148,350	$1,950,700 (-) Land $1,169,900 Building $780,800
2025	$24,068.00 (+19.01%)	$370,630 (+23.68%) Land $222,280 Building $148,350	$1,950,700 (+23.68%) Land $1,169,900 Building $780,800
2024	$20,224.00 (+0.19%)
2023	$20,185.00	$299,660 Land $96,630 Building $203,030	$1,577,200 Land $508,600 Building $1,068,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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