48 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 48 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,492 sqft · built 1941
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,128,000 (Mar 2026)
Tax Bill	$18,633 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0164`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0164`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,492 sqft Living Area
Gross Area	5,200 sqft
1st Floor Area	1,317 sqft
Basement Area	990 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	190 ft deep x 73 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	1,088 sqft
Patio Area	852 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT PARK LOT PT X RESUB LOT 48
Legal Subdivision	EXERMONT PARK LOT PT X RESUB
Legal Lot Number	48
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5008
Census Tract	215400

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 PICARDY LN, SAINT LOUIS, MO 63124-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	2026326
Prior Transfer Date	Oct 7, 2025
Prior Transfer Doc	0000000595
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Oct 22, 2025
Property Address	48 PICARDY LN, SAINT LOUIS, MO 63124-1629
Document Number	2025102200595
Map Reference	MB 26 PG 62
Instrument Date	Oct 7, 2025
Instrument	2025102200595
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2249 CUMMING RD, AUGUSTA, GA 30904-4335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PICARDY LN, SAINT LOUIS, MO 63124-1629
Investor	Possibly a Property Investor

Mortgage

Document Number	2025102200596
Date	Oct 22, 2025
Instrument	2025102200596

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,940 (-6.45%) Land $208,240 Building $78,700	$1,510,200 (-6.45%) Land $1,096,000 Building $414,200
2025	$18,633.00 (+33.32%)	$306,740 (+48.12%) Land $208,240 Building $98,500	$1,614,400 (+48.12%) Land $1,096,000 Building $518,400
2024	$13,976.00 (+0.19%)	$207,090 (-) Land $90,540 Building $116,550
2023	$13,950.00 (+14.34%)	$207,090 (+18.68%) Land $90,540 Building $116,550	$1,089,900 (+18.67%) Land $476,500 Building $613,400
2022	$12,200.00	$174,490 Land $86,600 Building $87,890
2021			$918,400 Land $455,800 Building $462,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20