43 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 43 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 10,545 sqft · built 2023
Lot Size	1.21 acres (53,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$881,111 (Jun 2022)
Tax Bill	$39,820 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0175`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0175`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	10,545 sqft Living Area
Gross Area	11,495 sqft
1st Floor Area	1,884 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	53,013 sqft
Lot Depth	284 ft Depth
Garage Type	Attached
Garage Area	950 sqft

Exterior Amenities

Pool Area	64 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	329 sqft
Deck Area	Deck Area
Patio Area	716 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	43 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT PARK LOT PTS 42 & 43
Legal Subdivision	EXERMONT PARK
Legal Lot Number	42,43
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5008
Census Tract	215400

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 PICARDY LN, SAINT LOUIS, MO 63124-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jun 16, 2022	Warranty Deed, Transfer OLD REPUBLIC TITLE
Sep 27, 2021	Warranty Deed, Transfer ORNTIC ST LOUIS
Jan 17, 2018	Warranty Deed, Transfer · Line of Credit PEOPLES SVGS BK/RHINELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	2022616174
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	43 PICARDY LN, SAINT LOUIS, MO 63124-1629
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250224763
Date	Aug 2, 2021
Book Page	25022/4763
Instrument	2021080200834

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 16, 2022
Property Address	43 PICARDY LN, SAINT LOUIS, MO 63124-1629
Document Number	2022061600174
Map Reference	MB 28 PG 18
Instrument Date	Jun 7, 2022
Instrument	2022061600174
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CONWAY LN, SAINT LOUIS, MO 63124-1279

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 27, 2021
Property Address	43 PICARDY LN, SAINT LOUIS, MO 63124-1629
Document Number	0251303431
Book / Page	25130 / 3431
Map Reference	MB 28 PG 18
Instrument Date	Sep 9, 2021
Instrument	2021092700440
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 CLAYTON RD STE C, C, SAINT LOUIS, MO 63124-1186

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 17, 2018
Property Address	43 PICARDY LN, SAINT LOUIS, MO 63124-1629
Document Number	0228600954
Book / Page	022860 / 000954
Instrument Date	Jan 12, 2018
Instrument	319
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 PICARDY LN ST LOUIS MO 631241629, ST LOUIS, MO 63124-1629

Mortgage

Document Number	228600957
Date	Jan 17, 2018
Book Page	022860/000957
Instrument	320

Lender

Name	PEOPLES SVGS BK/RHINELAND
Type	Federal Savings Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,210 (-) Land $255,000 Building $358,210	$3,227,400 (-) Land $1,342,100 Building $1,885,300
2025	$39,820.00 (+38.77%)	$613,210 (+453.04%) Land $255,000 Building $358,210	$3,227,400 (+453.02%) Land $1,342,100 Building $1,885,300
2024	$28,695.00 (+284.19%)
2023	$7,469.00	$110,880 Land $110,880	$583,600 Land $583,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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