Erie County and West Seneca Town property record for 45 Cheryl Rd, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,430 sqft · built 1970 |
| Lot Size | 0.202 acres (8,775 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,423 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-249-820 |
| Primary APN | 29-249-820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 242 sqft |
| Finished Basement | 242 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 8,775 sqft (0.202 acres) |
| Lot Dimensions | 116 ft deep x 74.8 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29-249-820 |
|---|---|
| Street Address | 45 CHERYL RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-2165 SL-164 (FL-385) TOBEY HILLS S/D 74.83 X 116.52 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 6 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 12003 |
Source: Erie County and West Seneca Town records · APN 29-249-820
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CHERYL RD, BUFFALO, NY 14224-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 0113735168 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 CHERYL RD, BUFFALO, NY 14224-4225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 CHERYL RD, WEST SENECA, NY 14224-4225 |
| Document Number | 0140970424 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 14097/424 |
| Instrument | 2023120071 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 27, 2021 |
| Property Address | 45 CHERYL RD, BUFFALO, NY 14224-4225 |
| Document Number | 0113735168 |
| Book / Page | 11373 / 5168 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2021016056 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CHERYL RD, WEST SENECA, NY 14224-4225 |
Source: Erie County and West Seneca Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,423.00 (-46.77%) | $66,700 (-) Land $9,100 Building $57,600 | $277,900 (+4.16%) Land $37,914 Building $239,986 |
| 2024 | $6,430.00 (+5.95%) | $66,700 (-) Land $9,100 Building $57,600 | $266,800 (+4%) Land $36,400 Building $230,400 |
| 2023 | $66,700 Land $9,100 Building $57,600 | $256,538 Land $35,000 Building $221,538 | |
| 2019 | $6,069.00 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 557 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA WEST SENECA serves 23,557 people |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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