1. Home
  2. Florida
  3. Clay County
  4. Middleburg
  5. Junction Dr

4495 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4495 Junction Dr, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 1991
Lot Size1.08 acres (47,175 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Jul 1998)
Tax Bill$1,507 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27-04-24-005626-001-39

Property Details

APN / Parcel Number

Primary APN27-04-24-005626-001-39

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,535 sqft Heated Area
Gross Area3,069 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,175 sqft (1.08 acres)
Lot Dimensions295 ft deep x 160 ft wide
Garage Area320 sqft
PorchPorch
Porch Area436 sqft
Patio Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4495 JUNCTION DR
CityMIDDLEBURG
StateFL
Zip32068-3256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 17 OLD JENNINGS JUNCTION UNIT 2 AS REC O R 1734 PG 699
Legal Range24
Legal Township04
Legal Section27
Legal SubdivisionOLD JENNINGS JUNCTION
Legal Lot Number17
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1000
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address4495 JUNCTION DR, MIDDLEBURG, FL 32068-3256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 1998 · Amount on Record
Deed SaleJul 17, 1998 · Amount on Record
Deed Document Number0001734699
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4495 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4495 JUNCTION DR, MIDDLEBURG, FL 32068-3256

Mortgage

Document Number0046631627
DateNov 2, 2022
Book Page4663/1627
Instrument2022065133
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,507.00 (-11.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$148,954 (+5.99%)$287,481 (+12.74%) Land $45,000 Building $242,481
2023$1,707.00 (+1.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$140,541 (+3%)$255,002 (+5.73%) Land $35,000 Building $220,002
2022$1,686.00 Homeowner's exemption$136,448$241,186 Land $35,000 Building $206,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims27 (2008–2017)
Most Recent ClaimNov 2017 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 18 claims
  • Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

Nearby Properties on Junction Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures