4506 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4506 Junction Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,490 sqft · built 1991
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2026)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-04-24-005626-001-27`

Property Details

APN / Parcel Number

Primary APN	`27-04-24-005626-001-27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,490 sqft Living Area
1st Floor Area	2,490 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	347 ft deep x 113 ft wide

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	663 sqft
Deck Area	144 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4506 JUNCTION DR
City	MIDDLEBURG
State	FL
Zip	32068-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 5 OLD JENNINGS JUNCTION UNIT 2 AS REC OR 1394 PG 1351 & 4762 PG 348
Legal Range	24E
Legal Township	04S
Legal Section	27
Legal Subdivision	OLD JENNINGS JUNCTION UNIT 2
Legal Lot Number	5
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3027
Census Tract	30204

Owner

Source: Clay County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · VA Mortgage HOMELST LENDING LLC
Oct 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 16, 2016	Deed of Trust, Mortgage · VA Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Deed Document Number	202613254
Deed Book / Page	5026 / 234
Prior Transfer Date	Sep 5, 2023
Prior Transfer Doc	0047620348
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 23, 2026
Property Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0050260234
Book / Page	5026 / 234
Map Reference	MB 23 PG 27&28
Instrument Date	Mar 12, 2026
Instrument	2026013254
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2211 WALNUT CREEK CT S, JACKSONVILLE, FL 32246-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0005026236
Date	Mar 23, 2026
Instrument	5026/236

Lender

Name	HOMELST LENDING LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Oct 2, 2023
Property Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0047620348
Book / Page	4762 / 348
Map Reference	MB 23 PG 27&28
Instrument Date	Jun 25, 2023
Instrument	2023049381
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043961576
Date	Dec 31, 2020
Book Page	4396/1576
Instrument	2020069099

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0042770526
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4506 JUNCTION DR MIDDLEBURG FL 320683254, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0042770526
Date	Feb 10, 2020
Book Page	004277/000526
Instrument	7125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4506 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0039360211
Book / Page	003936 / 000211
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4506 JUNCTION DR MIDDLEBURG FL 320683254, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0039360211
Date	Jan 19, 2017
Book Page	003936/000211
Instrument	2933

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+5.26%)	$183,929 (+5.99%)	$341,803 (+12.63%) Land $45,000 Building $296,803
2024	$1,938.00 (-15.15%)
2023	$2,284.00 (+8.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$173,540 (+3%)	$303,479 (+5.7%) Land $35,000 Building $268,479
2022	$2,097.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$168,486	$287,119 Land $35,000 Building $252,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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