4471 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4471 Junction Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,775 sqft · built 2020
Lot Size	1.05 acres (46,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Aug 2019)
Tax Bill	$6,686 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-04-24-005705-004-02`

Property Details

APN / Parcel Number

Primary APN	`34-04-24-005705-004-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,775 sqft Heated Area
Gross Area	3,897 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,173 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4471 JUNCTION DR
City	MIDDLEBURG
State	FL
Zip	32068-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 2 TRAILS END AS REC O R 4217 PG 472
Legal Range	24
Legal Township	04
Legal Section	34
Legal Subdivision	TRAILS END
Legal Lot Number	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4471 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Aug 1, 2019	Warranty Deed, Transfer REALTY TITLE INC
Aug 9, 2017	Warranty Deed, Transfer · Balloon Mortgage RANDY L JOHN ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2019040443
Deed Book / Page	4217 / 0472
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4471 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042681709
Date	Jan 13, 2020
Book Page	4268/1709
Instrument	2020001987

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4471 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 JUNCTION DR, MIDDLEBURG, FL 32068-3256

Mortgage

Document Number	0045250407
Date	Oct 21, 2021
Book Page	4525/407
Instrument	2021066759

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 1, 2019
Property Address	4471 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Document Number	0042170472
Book / Page	004217 / 000472
Instrument Date	Jul 31, 2019
Instrument	40443
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$552.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 NW 117TH TER GAINESVILLE FL 326060425, GAINESVILLE, FL 32606-0425

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 9, 2017
Property Address	4471 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Document Number	0040010541
Book / Page	4001 / 0541
Map Reference	MB53 PG20-23
Instrument Date	Aug 8, 2017
Instrument	2017040629
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2521 HOLLY POINT RD E, 2521, ORANGE PARK, FL 32073-5632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4187 SANDHILL CRANE TER, MIDDLEBURG, FL 32068-9007

Mortgage

Document Number	2017040630
Date	Aug 9, 2017
Instrument	2017040630

Lender

Name	RANDY L JOHN ETUX
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2018

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,686.00 (+1.61%) Homeowner's exemption	$478,536 (+5.99%)	$541,654 (+4.88%) Land $79,500 Building $462,154
2023	$6,580.00 (+7.55%) Homeowner's exemption	$451,505 (+5.57%)	$516,475 (+20.76%) Land $79,500 Building $436,975
2022	$6,118.00 Homeowner's exemption	$427,684 Land $61,480 Building $366,204	$427,684 Land $61,480 Building $366,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	27 (2008–2017)
Most Recent Claim	Nov 2017 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 18 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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