4466 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4466 Junction Dr, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,073 sqft · built 2018
Lot Size0.989 acres (43,124 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Sep 2015)
Tax Bill$6,309 (2025)
Deeds & MortgagesJun 2022 Mortgage
Nov 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-04-24-005705-004-15

Property Details

APN / Parcel Number

Primary APN34-04-24-005705-004-15

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,073 sqft Heated Area
Gross Area4,801 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,124 sqft (0.989 acres)
Garage Area1,200 sqft
Pool Area510 sqft
PorchPorch
Porch Area903 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4466 JUNCTION DR
CityMIDDLEBURG
StateFL
Zip32068-3255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 15 TRAILS END AS REC O R 3785 PG 215
Legal Range24
Legal Township04
Legal Section34
Legal SubdivisionTRAILS END
Legal Lot Number15
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1000
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4466 JUNCTION DR, MIDDLEBURG, FL 32068-3255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · VA Mortgage
ALLIED FIRST BANK SB
Nov 29, 2017Deed of Trust, Mortgage · VA Mortgage
FBC MORTGAGE LLC
Jan 7, 2020Deed of Trust, Mortgage · VA Mortgage
USAA
Oct 18, 2018Loan Modification, Mortgage
FBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2015 · Amount on Record
Deed SaleSep 8, 2015 · Amount on Record
Deed Document Number0003785215
Deed Book / Page3785 / 215
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4466 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4466 JUNCTION DR, MIDDLEBURG, FL 32068-3255

Mortgage

Document Number0046210865
DateJun 27, 2022
Book Page4621/865
Instrument2022039079
Lender
NameALLIED FIRST BANK SB
TypeBank
AddressOSWEGO, IL 60543
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4466 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040331620
DateNov 29, 2017
Book Page4033/1620
Instrument2017060512
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term369 Months
DueAug 1, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4466 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Document Number0042682179
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4466 JUNCTION DR MIDDLEBURG FL 320683255, MIDDLEBURG, FL 32068-3255

Mortgage

Document Number0042682179
DateJan 13, 2020
Book Page004268/002179
Instrument2115
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address4466 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Document Number0041351591
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4466 JUNCTION DR MIDDLEBURG FL 320683255, MIDDLEBURG, FL 32068-3255

Mortgage

Document Number0041351591
DateOct 26, 2018
Book Page004135/001591
Instrument56346
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
AmountAmount Recorded
Term360 Months
DueOct 25, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,309.00 (+1.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$463,802 (+5.99%)$662,188 (+3.62%) Land $74,250 Building $587,938
2023$6,217.00 (+3.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$437,603 (+3%)$639,028 (+18.58%) Land $74,250 Building $564,778
2022$5,991.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$424,858$538,913 Land $57,420 Building $481,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims27 (2008–2017)
Most Recent ClaimNov 2017 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 18 claims
  • Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

Nearby Properties on Junction Dr

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