4498 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4498 Junction Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1991
Lot Size	0.922 acres (40,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Nov 1991)
Tax Bill	$916 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-04-24-005626-001-24`

Property Details

APN / Parcel Number

Primary APN	`27-04-24-005626-001-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Heated Area
Gross Area	1,948 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,205 sqft (0.922 acres)
Lot Dimensions	312 ft deep x 129 ft wide
Garage Area	768 sqft

Exterior Amenities

Porch	Porch
Porch Area	212 sqft
Deck Area	147 sqft
Patio Area	28 sqft
Fence	Fence
Canopy	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4498 JUNCTION DR
City	MIDDLEBURG
State	FL
Zip	32068-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 2 OLD JENNINGS JUNCTION UNIT 2 AS REC O R 1398 PG 321
Legal Range	24
Legal Township	04
Legal Section	27
Legal Subdivision	OLD JENNINGS JUNCTION
Legal Lot Number	2
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3027
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4498 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 1991 · Amount on Record
Deed Sale	Nov 15, 1991 · Amount on Record
Deed Document Number	0001398321
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Aug 3, 2026
Property Address	4498 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Document Number	0000038231
Book / Page	5072 / 1016
Instrument Date	Jul 27, 2026
Instrument	202638231
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4498 JUNCTION DR, MIDDLEBURG, FL 32068-3255

Mortgage

Document Number	0000038231,
Date	Aug 3, 2026
Book Page	5072/1016
Instrument	202638231

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4498 JUNCTION DR, MIDDLEBURG, FL 32068-3255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039560996
Date	Mar 27, 2017
Book Page	3956/0996
Instrument	2017015009

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (-20.49%) Homeowner's exemption Additional exemption filed	$129,683 (+5.99%)	$225,497 (+12.54%) Land $45,000 Building $180,497
2023	$1,152.00 (+16.72%) Homeowner's exemption Additional exemption filed	$122,359 (+3%)	$200,372 (+5.97%) Land $35,000 Building $165,372
2022	$987.00 Homeowner's exemption Additional exemption filed	$118,796	$189,090 Land $35,000 Building $154,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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