Santa Rosa County property record for 4481 O'Hara Dr, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,790 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,900 (Jul 2023) |
| Tax Bill | $1,662 (2024) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-3N-29-U713-00210-0000 |
| Primary APN | 15-3N-29-U713-00210-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,790 sqft Heated Area |
| 1st Floor Area | 3,273 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 3,500 ft deep x 1,250 ft wide |
| Porch | Open Porch |
| Porch Area | 389 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 153N29U713002100000 |
|---|---|
| Street Address | 4481 OHARA DR |
| City | JAY |
| State | FL |
| Zip | 32565-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2022** SECTION 15 TOWNSHIP 3N RANGE 2 9W SCARLETTS WAY LOT 10 A PORT OF LANDS DES IN OR BK 4046 PG |
| Legal Subdivision | SCARLETTS WAY |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10400 |
4481 O'Hara Dr is owned and occupied by an individual who bought it in July 2023.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4481 OHARA DR, JAY, FL 32565-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on File |
| Deed Sale | Jul 14, 2023 · Amount on File |
| Deed Document Number | 0044141799 |
| Deed Book / Page | 4414 / 1799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 4481 OHARA DR, JAY, FL 32565-9541 |
| Document Number | 0044141799 |
| Book / Page | 4414 / 1799 |
| Map Reference | MB 4046 PG 1890 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 202331496 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | NOT AVAILABLE, SENTINEL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,324.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 HORTON CIR, ARLINGTON, TX 76011-4310 |
| Name | Verified Name |
|---|---|
| Address | 4481 OHARA DR, JAY, FL 32565-9541 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,662.00 (+211.24%) Homeowner's exemption | $169,764 (+277.25%) | $392,547 (+772.33%) Land $50,000 Building $342,547 |
| 2023 | $534.00 (+138.39%) | $45,000 (+15%) Land $45,000 | $45,000 (+15%) Land $45,000 |
| 2022 | $224.00 | $18,000 | $18,000 Land $18,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4481 O'Hara Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1998–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4481 O'Hara Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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