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4449 O'Hara Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4449 O'Hara Dr, Jay, FL 32565 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,795 sqft · built 2023
Lot Size1 acres (43,734 sqft)
Owner2 Individual Names on File
Last Sale$3,202,930 (Jul 2023)
Tax Bill$4,785 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-3N-29-U713-00206-0000

Property Details

APN / Parcel Number

Primary APN15-3N-29-U713-00206-0000
Alternative APN
  • N29315U713002060000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,795 sqft Living Area
Gross Area3,874 sqft
1st Floor Area2,386 sqft
Upper Floors Area409 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area43,734 sqft (1 acres)
Lot Dimensions350 ft deep x 125 ft wide
Garage TypeAttached
Garage Area839 sqft
PorchFinished/Open Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4449 OHARA DR
CityJAY
StateFL
Zip32565-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2023** SECTION 15 TOWNSHIP 3N RANGE 29W SCARLETTS WAY LOT 6 - A PORT OF LANDS DES IN OR BK 4046 PG 1890, BEING MORE PARTIC DES AS FOLL: COM AT NW COR OF NE4 OF SECTION 15; THN S02*53'30W FOR 51.00 FT ALONG W LINE OF N E4 OF SA
Legal SubdivisionSCARLETTS WAY UNREC
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1022
Census Tract10400

Owner

Source: Santa Rosa County records · APN 15-3N-29-U713-00206-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4449 OHARA DR, JAY, FL 32565-9541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2023 · Amount on Record
Deed SaleJul 06, 2023 · Amount on Record
Prior SaleJun 30, 2023 · Amount on Record
Deed Document Number202329991
Deed Book / Page4412 / 316
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 30, 2023
Property Address4449 OHARA DR, JAY, FL 32565-9541
Document Number0044101964
Book / Page4410 / 1964
Map ReferenceMB 4046 PG 1890
Instrument DateJun 29, 2023
Instrument202329422
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyNOT AVAILABLE, SENTINEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,668.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

NameVerified Name
Address4449 OHARA DR, JAY, FL 32565-9541

Mortgage

Document Number0044101966
DateJun 30, 2023
Instrument4410/1966
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,785.00 (-0.77%)$401,756 (-1.89%) Land $50,200 Building $351,556$401,756 (-1.89%) Land $50,200 Building $351,556
2024$4,822.00 (+803%)$409,475 (+809.94%) Land $50,000 Building $359,475$409,475 (+809.94%) Land $50,000 Building $359,475
2023$534.00 (+138.39%)$45,000 (+15%) Land $45,000$45,000 (+15%) Land $45,000
2022$224.00$18,000$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 546 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Conexon ConnectFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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