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4417 O'Hara Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4417 O'Hara Dr, Jay, FL 32565 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,745 sqft · built 2023
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$559,900 (Mar 2023)
Tax Bill$165 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-3N-29-U713-00202-0000

Property Details

APN / Parcel Number

Primary APN15-3N-29-U713-00202-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,745 sqft Heated Area
1st Floor Area3,562 sqft
Upper Floors Area656 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions3,500 ft deep x 1,250 ft wide
PorchOpen Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number153N29U713002020000
Street Address4417 OHARA DR
CityJAY
StateFL
Zip32565-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2023* SECTION 15 TOWNSHIP 3N RANGE 2 9W SCARLETTS WAY LOT 2 A PORTION OF LANDS DES IN OR BK 4046 PG
Legal SubdivisionSCARLETTS WAY
Legal Lot Number2
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1022
Census Tract10400

Owner

Source: Santa Rosa County records · APN 15-3N-29-U713-00202-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4417 OHARA DR, JAY, FL 32565-9541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Deed Document Number202310843
Deed Book / Page4375 / 1264
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 15, 2023
Property Address4417 OHARA DR, JAY, FL 32565-9541
Document Number0043751264
Book / Page4375 / 1264
Map ReferenceMB 4046 PG 1890
Instrument DateMar 14, 2023
Instrument202310843
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyNOT AVAILABLE, SENTINEL TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,919.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

NameVerified Name
Address4417 OHARA DR, JAY, FL 32565-9541

Mortgage

Document Number0043751266
DateMar 15, 2023
Instrument4375/1266
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$165.00 (-69.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$422,507 (+838.9%) Land $50,000 Building $372,507$422,507 (+838.9%) Land $50,000 Building $372,507
2023$534.00 (+138.39%)$45,000 (+15%) Land $45,000$45,000 (+15%) Land $45,000
2022$224.00$18,000$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Conexon ConnectFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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