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4433 O'Hara Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4433 O'Hara Dr, Jay, FL 32565 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,124 sqft · built 2022
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$625,900 (Dec 2022)
Tax Bill$4,203 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-3N-29-U713-00204-0000

Property Details

APN / Parcel Number

Primary APN15-3N-29-U713-00204-0000
Alternative APN
  • N29315U713002040000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,124 sqft Living Area
Gross Area4,296 sqft
1st Floor Area2,748 sqft
Upper Floors Area376 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions350 ft deep x 125 ft wide
Garage TypeAttached
Garage Area864 sqft
PorchSlab
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4433 OHARA DR
CityJAY
StateFL
Zip32565-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 15 TOWNSHIP 3N RANGE 2 9W SCARLETTS WAY LOT 4 - A PORT OF LANDS DES IN OR BK 4046 PG 1890, BEING MORE PARTIC DES AS FOLL: COM AT NW COR OF NE4 OF SECTION 15; THN S02*5330W FOR 51.00 FT ALONG W LINE OF N E4 OF SAID SECTION 15 TO MONUMENTED SLY
Legal SubdivisionSCARLETTS WAY UNREC
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1022
Census Tract10400

Owner

Source: Santa Rosa County records · APN 15-3N-29-U713-00204-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4433 OHARA DR, JAY, FL 32565-9541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2022 · Amount on Record
Deed SaleDec 22, 2022 · Amount on Record
Prior SaleJan 21, 2022 · Amount on Record
Deed Document Number202269418
Deed Book / Page4354 / 470
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 22, 2022
Property Address4433 OHARA DR, JAY, FL 32565-9541
Document Number0043540470
Book / Page4354 / 470
Map ReferenceMB 4046 PG 1890
Instrument DateDec 20, 2022
Instrument202269418
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyNOT AVAILABLE, SENTINEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,381.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

NameVerified Name
Address4433 OHARA DR, JAY, FL 32565-9541

Mortgage

Document Number0004354475
DateDec 22, 2022
Instrument4354/475
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,203.00 (+4.24%) Homeowner's exemption$389,142 (+2.9%)$445,324 (-2.82%) Land $50,000 Building $395,324
2024$4,032.00 (+1.97%) Homeowner's exemption$378,175 (+3.34%)$458,224 (+7.65%) Land $50,000 Building $408,224
2023$3,954.00$365,947$425,672 (-31.99%) Land $45,000 Building $380,672
$625,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Conexon ConnectFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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