4441 O'Hara Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4441 O'Hara Dr, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,566 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$519,900 (2023)
Tax Bill	$4,467.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15-3N-29-U713-00205-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,566 sqft Heated Area
1st Floor	3,314 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	43,560 sqft (1 acres)
Depth X Width	3,500 ft x 1,250 ft Depth x Width
Porch	Open Porch
Porch Area	294 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	153N29U713002050000
Street Address	4441 OHARA DR
City	JAY
State	FL
Zip	32565-9541
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECTION 15 TOWNSHIP 3N RANGE 2 9W SCARLETTS WAY LOT 5 - A PORT OF LANDS DES IN OR BK 4046 PG 1890, BEING MORE PARTIC DES AS
Legal Subdivision	SCARLETTS WAY
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Minor Civil Division	ALLENTOWN
Census Blockgroup	1
Census Block	1022
Census Tract	10400

Owner

Source: Santa Rosa County records · APN 15-3N-29-U713-00205-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4441 OHARA DR, JAY, FL 32565-9541
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Deed Doc Number	202327844
Deed Book / Page	4407 / 2007
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 22, 2023
Property Address	4441 OHARA DR, JAY, FL 32565-9541
Document Number	0044072007
Book / Page	4407 / 2007
Map Reference	MB 4046 PG 1890
Instrument Date	Jun 21, 2023
Instrument	202327844
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	NOT AVAILABLE, SENTINEL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,639.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN # 1400, 1400, SPANISH FORT, AL 36527-8773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 OHARA DR, JAY, FL 32565-9541

Mortgage

Document Number	0044072009
Date	Jun 22, 2023
Instrument	4407/2009

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,467.00 (+736.52%)	$378,275 (+740.61%) Land $50,000 Building $328,275	$378,275 (+740.61%) Land $50,000 Building $328,275
2023	$534.00 (+138.39%)	$45,000 (+15%) Land $45,000	$45,000 (+15%) Land $45,000
2022	$224.00	$18,000	$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 617 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.