Bergen County and Ridgewood Village property record for 426 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 4,077 sqft · built 1895 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Aug 2017) |
| Tax Bill | $42,558 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04013-0000-00002 |
| Primary APN | 51-04013-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,077 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Construction Type | Frame |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 289 ft deep x 110 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 426 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .730 AC |
| Legal Block | 4013 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 47500 |
426 Spring Ave is owned and occupied by two individuals who bought it in August 2017.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 25, 2017 | Deed, Transfer · Seller Carry-Back WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on File |
| Deed Sale | Aug 25, 2017 · Amount on File |
| Prior Sale | Mar 5, 1990 · Amount on File |
| Deed Document Number | 201764073 |
| Deed Book / Page | 2705 / 1474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 426 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046221486 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 4622/1486 |
| Instrument | 2022032613 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 25, 2017 |
| Property Address | 426 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Document Number | 0027051474 |
| Book / Page | 02705 / 1474 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 17-064073 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 SPRING AVE, 426, RIDGEWOOD, NJ 07450-4526 |
| Name | Verified Name |
|---|---|
| Address | 426 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Investor | Possibly a Property Investor |
| Document Number | 0027051480 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 02705/1480 |
| Instrument | 17-064073.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 426 Spring Ave was $42,558, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,472,600 (-) Land $603,200 Building $869,400 | $1,472,600 (-) Land $603,200 Building $869,400 | |
| 2025 | $42,558.00 (+0.73%) | $1,472,600 Land $603,200 Building $869,400 | $1,472,600 Land $603,200 Building $869,400 |
| 2024 | $42,248.00 | ||
| 2023 | $1,472,600 Land $603,200 Building $869,400 | $1,472,600 Land $603,200 Building $869,400 | |
| 2022 | $40,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Spring Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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