448 Covington Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 448 Covington Ct, Chesapeake, VA 23320 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,886 sqft · built 2017
Lot Size	0.021 acres (927 sqft)
Owner	Individual Name on File
Last Sale	$357,000 (Sep 2023)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Refinance + 1 more
APN	`0482020000090`

Property Details

APN / Parcel Number

Primary APN	`0482020000090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	464 sqft
Upper Floors Area	1,422 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	927 sqft (0.021 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	448 COVINGTON CT
City	CHESAPEAKE
State	VA
Zip	23320-3899
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT A CLEARFIELD OAKS CONDO PH 5 SITE 4
Legal Subdivision	CLEARFIELD OAKS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2013
Census Tract	20804

Owner

Source: Chesapeake City records · APN 0482020000090

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	448 COVINGTON CT, A, CHESAPEAKE, VA 23320-3899
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENDERFI INC
Mar 30, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 11, 2023
Property Address	448 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number	10693/1095
Book / Page	10693 / 1095
Instrument Date	Sep 08, 2023
Instrument	230019247
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number	0230019248
Date	Sep 11, 2023
Instrument	230019248

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	448 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10440/1348
Date	Sep 08, 2021
Book Page	10440/1348
Instrument	210040833

Lender

Name	LENDERFI INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 30, 2017
Property Address	448 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number	9770/804
Book / Page	9770 / 804
Instrument Date	Mar 23, 2017
Instrument	170008446
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number	170008447
Date	Mar 30, 2017
Instrument	170008447

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+26.12%)	$351,900 (+10.42%) Land $100,000 Building $251,900	$351,900 (+10.42%) Land $100,000 Building $251,900
2023		$318,700 (+7.67%) Land $90,000 Building $228,700	$318,700 (+7.67%) Land $90,000 Building $228,700
2022		$296,000 Land $80,000 Building $216,000	$296,000 Land $80,000 Building $216,000
2019	$2,818.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2023, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Covington Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures