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447 Covington Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 447 Covington Ct, Chesapeake, VA 23320

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,320 sqft · built 2017
Lot Size0.023 acres (1,026 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Aug 2021)
Tax Bill$3,993 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Oct 2020 Refinance
+ 3 more
APN0482020000250

Property Details

APN / Parcel Number

Primary APN0482020000250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,320 sqft Living Area
1st Floor Area542 sqft
Upper Floors Area1,778 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,026 sqft (0.023 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address447 COVINGTON CT
CityCHESAPEAKE
StateVA
Zip23320-3899
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT C CLEARFIELD OAKS CONDO PH 6 SITE 3
Legal SubdivisionCLEARFIELD OAKS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2013
Census Tract20804

Owner

Source: Chesapeake City records · APN 0482020000250

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10900 RESEARCH BLVD, 160C, AUSTIN, TX 78759-5718
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
HOMETAP EQUITY SPV LLC
Oct 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NETWORK CAPITAL FUNDING CORPORATION
May 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 24, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 29, 2017Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleAug 29, 2017 · Amount on Record
Deed Document Number202138718
Deed Book / Page10432 / 306
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010639/472
DateFeb 17, 2023
Book Page10639/472
Instrument230003255
Lender
NameHOMETAP EQUITY SPV LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 16, 2033
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010235/622
DateOct 13, 2020
Book Page10235/622
Instrument200037389
Lender
NameNETWORK CAPITAL FUNDING CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term179 Months
DueSep 01, 2035
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010015/810
DateMay 28, 2019
Book Page10015/810
Instrument190012486
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2039
Interest
Rate TypeFixed Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 24, 2021
Property Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number10432/306
Book / Page10432 / 306
Instrument DateAug 19, 2021
Instrument210038718
Transaction TypeTransfer
Record UpdatedSep 08, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number210038721
DateAug 24, 2021
Instrument210038721
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 29, 2017
Property Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number9827/767
Book / Page9827 / 767
Instrument DateAug 17, 2017
Instrument170023747
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number170023748
DateAug 29, 2017
Instrument170023748
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,993.00 (+24.66%)$395,300 (+9.08%) Land $100,000 Building $295,300$395,300 (+9.08%) Land $100,000 Building $295,300
2023$362,400 (+7.44%) Land $90,000 Building $272,400$362,400 (+7.44%) Land $90,000 Building $272,400
2022$337,300 Land $80,000 Building $257,300$337,300 Land $80,000 Building $257,300
2019$3,203.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2010–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2023 · other causes

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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