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435 Covington Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 435 Covington Ct, Chesapeake, VA 23320

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,942 sqft · built 2017
Lot Size0.023 acres (1,026 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Apr 2023)
Tax Bill$3,631 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
APN0482020000220

Property Details

APN / Parcel Number

Primary APN0482020000220

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,942 sqft Living Area
1st Floor Area416 sqft
Upper Floors Area1,526 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,026 sqft (0.023 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address435 COVINGTON CT
CityCHESAPEAKE
StateVA
Zip23320-3899
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT C CLEARFIELD OAKS CONDO PH 7 SITE 2
Legal SubdivisionCLEARFIELD OAKS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2013
Census Tract20804

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVY FEDERAL CREDIT UNION
Oct 23, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
Jul 5, 2017Special Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Document Number20238615
Deed Book / Page10657 / 867
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 28, 2023
Property Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number010657/867
Book / Page10657 / 867
Instrument DateApr 11, 2023
Instrument230008615
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number0230008616
DateApr 28, 2023
Instrument230008616
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 23, 2020
Property Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number10243/536
Book / Page10243 / 536
Instrument DateOct 21, 2020
Instrument200039332
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number200039333
DateOct 23, 2020
Instrument200039333
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 5, 2017
Property Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number9805/426
Book / Page9805 / 426
Instrument DateJun 22, 2017
Instrument170017888
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number170017889
DateJul 5, 2017
Instrument170017889
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,631.00 (+24.26%)$359,500 (+9.24%) Land $100,000 Building $259,500$359,500 (+9.24%) Land $100,000 Building $259,500
2023$329,100 (+7.51%) Land $90,000 Building $239,100$329,100 (+7.51%) Land $90,000 Building $239,100
2022$306,100 Land $80,000 Building $226,100$306,100 Land $80,000 Building $226,100
2019$2,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2010–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

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