Chesapeake City property record for 431 Covington Ct, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,796 sqft · built 2017 |
| Lot Size | 0.021 acres (913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,453 (Jul 2017) |
| Tax Bill | $3,433 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2017 Sale & Mortgage |
| APN | 0482020000210 |
| Primary APN | 0482020000210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 452 sqft |
| Upper Floors Area | 1,344 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 913 sqft (0.021 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 COVINGTON CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3899 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT B CLEARFIELD OAKS CONDO PH 7 SITE 2 |
| Legal Subdivision | CLEARFIELD OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20804 |
431 Covington Ct, a condominium, is owned and occupied by two individuals who bought it in July 2017.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jul 5, 2017 | Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on File |
| Deed Sale | Jul 5, 2017 · Amount on File |
| Deed Document Number | 201717933 |
| Deed Book / Page | 9805 / 726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 431 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10321/1263 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 10321/1263 |
| Instrument | 210009550 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 5, 2017 |
| Property Address | 431 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 9805/726 |
| Book / Page | 9805 / 726 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 170017933 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 170017934 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 170017934 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 431 Covington Ct was $3,433.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,700 (+2.59%) Land $105,000 Building $243,700 | $348,700 (+2.59%) Land $105,000 Building $243,700 | |
| 2025 | $3,433.00 | $339,900 Land $100,000 Building $239,900 | $339,900 Land $100,000 Building $239,900 |
| 2023 | $310,400 (+11.53%) Land $90,000 Building $220,400 | $310,400 (+11.53%) Land $90,000 Building $220,400 | |
| 2022 | $278,300 Land $80,000 Building $198,300 | $278,300 Land $80,000 Building $198,300 | |
| 2019 | $2,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 431 Covington Ct; there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Covington Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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