432 Covington Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 432 Covington Ct, Chesapeake, VA 23320

Property Summary

Property TypeExempt (Full or Partial)
Details3 bd · 2.5 ba · 2,036 sqft · built 2017
Lot Size0.022 acres (974 sqft)
OwnerIndividual Name on Record
Last Sale$314,900 (Mar 2021)
Tax Bill$1,578 (2022)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2017 Sale & Mortgage
APN0482020000130

Property Details

APN / Parcel Number

Primary APN0482020000130

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,036 sqft Total Area
1st Floor Area452 sqft
Upper Floors Area1,584 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area974 sqft (0.022 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area10 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address432 COVINGTON CT
CityCHESAPEAKE
StateVA
Zip23320-3899
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT E CLEARFIELD OAKS CONDO PH 5 SITE 4
Legal SubdivisionCLEARFIELD OAKS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2013
Census Tract20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address432 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Warranty Deed, Transfer · VA Mortgage
SOUTHERN TRUST MORTGAGE LLC
Mar 13, 2017Special Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2021 · Amount on Record
Deed SaleMar 9, 2021 · Amount on Record
Prior SaleMar 13, 2017 · Amount on Record
Deed Document Number202110886
Deed Book / Page10327 / 379
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 9, 2021
Property Address432 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number010327/379
Book / Page10327 / 379
Instrument DateFeb 26, 2021
Instrument210010886
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyTITLE CONCEPTS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number0210010887
DateMar 9, 2021
Instrument210010887
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 13, 2017
Property Address432 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number009764/637
Book / Page9764 / 637
Instrument DateMar 2, 2017
Instrument170006762
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 COVINGTON CT, CHESAPEAKE, VA 23320-3899
InvestorPossibly a Property Investor

Mortgage

Document Number0170006763
DateMar 13, 2017
Instrument170006763
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,300 (+11.96%) Land $105,000 Building $271,300$376,300 (+11.96%) Land $105,000 Building $271,300
2023$336,100 (+7.55%) Land $90,000 Building $246,100$336,100 (+7.55%) Land $90,000 Building $246,100
2022$1,578.00 (-46.73%)$312,500 Land $80,000 Building $232,500$312,500 Land $80,000 Building $232,500
2019$2,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2010–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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