Chesapeake City property record for 432 Covington Ct, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2.5 ba · 2,036 sqft · built 2017 |
| Lot Size | 0.022 acres (974 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,900 (Mar 2021) |
| Tax Bill | $1,578 (2022) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2017 Sale & Mortgage |
| APN | 0482020000130 |
| Primary APN | 0482020000130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,036 sqft Total Area |
| 1st Floor Area | 452 sqft |
| Upper Floors Area | 1,584 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 974 sqft (0.022 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 10 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 432 COVINGTON CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3899 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT E CLEARFIELD OAKS CONDO PH 5 SITE 4 |
| Legal Subdivision | CLEARFIELD OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Mar 13, 2017 | Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Mar 13, 2017 · Amount on Record |
| Deed Document Number | 202110886 |
| Deed Book / Page | 10327 / 379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 9, 2021 |
| Property Address | 432 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 010327/379 |
| Book / Page | 10327 / 379 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 210010886 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | TITLE CONCEPTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 0210010887 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 210010887 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 13, 2017 |
| Property Address | 432 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 009764/637 |
| Book / Page | 9764 / 637 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 170006762 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Investor | Possibly a Property Investor |
| Document Number | 0170006763 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 170006763 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,300 (+11.96%) Land $105,000 Building $271,300 | $376,300 (+11.96%) Land $105,000 Building $271,300 | |
| 2023 | $336,100 (+7.55%) Land $90,000 Building $246,100 | $336,100 (+7.55%) Land $90,000 Building $246,100 | |
| 2022 | $1,578.00 (-46.73%) | $312,500 Land $80,000 Building $232,500 | $312,500 Land $80,000 Building $232,500 |
| 2019 | $2,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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