4475 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4475 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Retail > Restaurant
Year Built	Built 2000
Square Footage	5,860 sqft Heated Area
Lot Size	72,745 sqft (1.67 acres)
Last Sale	$1,033,100 (2010)
Tax Bill	$24,956.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82419`
Alternative APN	`042630067200010080`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	5,860 sqft Heated Area
Gross Area	5,980 sqft Gross Area
1st Floor	5,860 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Paneling Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Exterior Material	Aluminum Siding Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	72,745 sqft (1.67 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Open Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82419
Street Address	4475 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-6724
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Restaurant
Legal Description	ST CLOUD COMMERCIAL CENTERS PB 11 PG 63-64 LOT 8
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	ST CLOUD HWY WEST
Legal Tract	672
Legal Block	1
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43203

Owner

Source: Osceola County records · APN 82419

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2920 SE DUNE DR APT 340, 340, STUART, FL 34996-1986

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2010 · Amount on Record
Deed Sale	Nov 19, 2010 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Doc Number	2010175349
Deed Book / Page	4063 / 1243
Record Refreshed	Jun 08, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Aug 17, 2017
Property Address	4475 13TH ST, SAINT CLOUD, FL 34769-6724
Document Number	0051960840
Book / Page	005196 / 000840
Instrument Date	Aug 15, 2017
Instrument	119668
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	51960840
Date	Aug 17, 2017
Book Page	005196/000840
Instrument	119668

Lender

Name	FIRST MIDWEST BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,956.00 (+11.9%)	$1,394,300 (+12.59%) Land $928,100 Building $466,200	$1,394,300 (+12.59%) Land $928,100 Building $466,200
2023	$22,302.00 (-2.9%)	$1,238,400 (-6.1%) Land $759,900 Building $478,500	$1,238,400 (-6.1%) Land $759,900 Building $478,500
2022	$22,969.00	$1,318,900 Land $633,300 Building $685,600	$1,318,900 Land $633,300 Building $685,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.