277 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 277 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,684 sqft · built 2021
Lot Size	1.2 acres (52,490 sqft)
Owner	Company Name on Record
Last Sale	$1,162,500 (Feb 2023)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Jun 2025 Transfer Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79346`

Property Details

APN / Parcel Number

Primary APN	`79346`
Alternative APNs	`19401303691800000` `69468`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,684 sqft Heated Area
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	52,490 sqft (1.2 acres)
Porch	Open Porch
Deck Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	79346
Street Address	277 EAGLE SPRING TRL
City	BANNER ELK
State	NC
Zip	28604-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST EAGLE SPRINGS LOT ES-7
Legal Subdivision	EAGLES NEST EAGLE SPRINGS
Legal Lot Number	E
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	11001 SW 60TH CT, PINECREST, FL 33156-4928
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Intrafamily Transfer, Transfer
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	0000000664
Deed Book / Page	586 / 253
Last Transfer Date	Jun 25, 2025
Transfer Doc	0000002424
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Jun 25, 2025
Property Address	277 EAGLE SPRING TRL, BANNER ELK, NC 28604-6375
Document Number	0000002424
Book / Page	609 / 2377
Map Reference	MB 44 PG 86
Instrument Date	Apr 3, 2025
Instrument	2025002424
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11001 SW 60TH CT, PINECREST, FL 33156-4928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11001 SW 60TH CT, PINECREST, FL 33156-4928

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 21, 2023
Property Address	277 EAGLE SPRING TRL, BANNER ELK, NC 28604-6375
Document Number	0000000664
Book / Page	586 / 253
Map Reference	MB 44 PG 86
Instrument Date	Feb 16, 2023
Instrument	2023000664
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	WALKER TITLE, WALKER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11001 SW 60TH CT, PINECREST, FL 33156-4928

Mortgage

Document Number	0000586257
Date	Feb 21, 2023
Instrument	586/257

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Apr 30, 2018
Property Address	277 EAGLE PARK DR, BANNER ELK, NC 28604
Document Number	0005200140
Book / Page	000520 / 000140
Instrument Date	Apr 26, 2018
Instrument	2464
Transaction Type	Transfer
Record Updated	Nov 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6648 SW 192ND AVE FORT LAUDERDALE FL 333321631, FORT LAUDERDALE, FL 33332-1631

Mortgage

Document Number	5200143
Date	Apr 30, 2018
Book Page	000520/000143
Instrument	2465

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00	$852,700 (-) Land $180,000 Building $672,700	$852,700 (-) Land $180,000 Building $672,700
2023	$3,410.00 (+143.57%)	$852,700 (+143.49%) Land $180,000 Building $672,700	$852,700 (+143.49%) Land $180,000 Building $672,700
2022	$1,400.00	$350,200 Land $180,000 Building $170,200	$350,200 Land $180,000 Building $170,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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