44685 Via Horca, Temecula, CA 92590 Property Records

Riverside County property record for 44685 Via Horca, Temecula, CA 92590

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,256 sqft · built 2020
Lot Size	5.69 acres (247,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Jul 2019)
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`940-180-007`

Property Details

APN / Parcel Number

Primary APN	`940-180-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,256 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	247,856 sqft (5.69 acres)
Garage Type	Attached
Garage Area	959 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	940180007
Street Address	44685 VIA HORCA
City	TEMECULA
State	CA
Zip	92590-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	5.69 ACRES NET IN PAR 1 PM 174/017 PM 26096
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3006
Census Tract	51200

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2652 VISTA DE PALOMAR, FALLBROOK, CA 92028-9505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jul 2, 2019	Grant Deed, Transfer · Conventional Mortgage LOTT FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	2019-0241740
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44685 VIA HORCA, TEMECULA, CA 92590-3361
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 VISTA DE PALOMAR, FALLBROOK, CA 92028-9505

Mortgage

Document Number	0000120933
Date	Feb 24, 2021
Instrument	2021-0120933

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44685 VIA HORCA, TEMECULA, CA 92590-3361
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 VISTA DE PALOMAR, FALLBROOK, CA 92028-9505

Mortgage

Document Number	0000120934
Date	Feb 24, 2021
Instrument	2021-0120934

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 2, 2019
Property Address	44685 VIA HORCA, TEMECULA, CA 92590-3361
Document Number	0000241740
Instrument Date	Jun 24, 2019
Instrument	241740
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2652 VISTA DE PALOMAR FALLBROOK CA 920289505, FALLBROOK, CA 92028-9505

Mortgage

Document Number	241741
Date	Jul 2, 2019
Instrument	241741

Lender

Name	LOTT FAMILY TRUST (PT)
Address	11732 CHERRY ST, LOS ALAMITOS, CA 90720-4102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,905.00 (+0.58%)	$730,010 (+4.04%) Land $149,827 Building $580,183
2023	$9,848.00 (+1.82%)	$701,664 Land $144,010 Building $557,654
2022	$9,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Frontier DSL	45 / 3

May also be available: Accel Wireless, Southern California Telephone, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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