446 Shepherds Way, Morrow, OH 45152 Property Records

Warren County property record for 446 Shepherds Way, Morrow, OH 45152 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2012
Square Footage2,837 sqft Living Area
Lot Size13,430 sqft (0.308 acres)
OccupancyOwner Occupied
Last Sale$451,000 (2021)
Tax Bill$8,372.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-32-326-014-0
Alternative APNs
  • 1332326014
  • 6810995

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area2,837 sqft Living Area
2nd Floor956 sqft 2nd Floor
Basement Area1,276 sqft Basement
Finished Basement1,276 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2012
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Lot Area13,430 sqft (0.308 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
PorchOpen Porch
Porch Area305 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number6810995
Old Parcel Number1332326014
Street Address446 SHEPHERDS WAY
CityMORROW
StateOH
Zip45152-7945
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSHEPHERDS CROSSING #19
Legal SubdivisionSHEPHERDS CROSSING
Legal Block326
Legal Lot Number19
JurisdictionWARREN OH
Minor Civil DivisionUNION
Census Blockgroup3
Census Block3002
Census Tract32100

Owner

Source: Warren County records · APN 13-32-326-014-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address446 SHEPHERDS WAY, MORROW, OH 45152-7945
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
LOANDEPOT.COM LLC
Sep 18, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 24, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
RIVER VALLEY CU INC
Oct 05, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 28, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2021 · Amount on Record
Deed SaleOct 05, 2021 · Amount on Record
Prior SaleJun 28, 2017 · Amount on Record
Deed Doc Number0000573759
Deed Book / Page5737 / 59
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address446 SHEPHERDS WAY, MORROW, OH 45152-7945
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SHEPHERDS WAY, MORROW, OH 45152-7945

Mortgage

Document Number0000023243
DateSep 17, 2025
Instrument2025-023243
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address446 SHEPHERDS WAY, MORROW, OH 45152-7945
Transaction TypeMortgage
Record UpdatedOct 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SHEPHERDS WAY, MORROW, OH 45152-7945

Mortgage

Document Number0000019841
DateSep 18, 2023
Instrument2023-019841
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2043

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address446 SHEPHERDS WAY, MORROW, OH 45152-7945
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SHEPHERDS WAY, MORROW, OH 45152-7945

Mortgage

Document Number0000037244
DateSep 24, 2020
Instrument2020-037244
Lender
NameRIVER VALLEY CU INC
TypeCredit Union
AddressMIAMISBURG, OH 45342
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateOct 05, 2021
Property Address446 SHEPHERDS WAY, MORROW, OH 45152-7945
Document Number0000045210
Map ReferenceMB 71 PG 1-3
Instrument DateSep 28, 2021
Instrument2021-045210
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SHEPHERDS WAY, MORROW, OH 45152-7945

Mortgage

Document Number0000045211
DateOct 05, 2021
Instrument2021-045211
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJun 28, 2017
Property Address446 SHEPHERDS WAY, MORROW, OH 45152-7945
Document Number0000019712
Map ReferencePL 71 PG 1-3
Instrument DateMay 30, 2017
Instrument2017-019712
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address446 SHEPHERDS WAY, MORROW, OH 45152-7945

Mortgage

Document Number0000019713
DateJun 28, 2017
Instrument2017-019713
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2022
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionUnion Township
MunicipalitySouth Lebanon City
Unified School DistrictKings Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,372.00 (+14.53%)$166,548 (+29.8%) Land $28,000 Building $138,548$475,850 (+29.8%) Land $80,000 Building $395,850
2023$7,310.00 (+1.08%) Homeowner's exemption$128,310 (-) Land $15,820 Building $112,490
2022$7,232.00 Homeowner's exemption$128,310 Land $15,820 Building $112,490$366,600 (-) Land $45,200 Building $321,400
2021$366,600 Land $45,200 Building $321,400

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