Warren County property record for 425 Shepherds Way, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,858 sqft · built 2018 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,650 (Sep 2018) |
| Tax Bill | $7,404 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-32-343-023-0 |
| Primary APN | 13-32-343-023-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,858 sqft Living Area |
| 2nd Floor Area | 1,261 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Area | 116 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 6811180 |
|---|---|
| Street Address | 425 SHEPHERDS WAY |
| City | MORROW |
| State | OH |
| Zip | 45152-7946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEPHERDS CROSSING 2 #31 |
| Legal Subdivision | SHEPHERDS CROSSING 2 |
| Legal Block | 343 |
| Legal Lot Number | 31 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32100 |
Source: Warren County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 425 SHEPHERDS WAY, MORROW, OH 45152-7946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| May 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 0000027891 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 425 SHEPHERDS WAY, MORROW, OH 45152-7946 |
| Document Number | 0000036902 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 SHEPHERDS WAY MORROW OH 451527946, MORROW, OH 45152-7946 |
| Document Number | 0000036902 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 36902 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 425 SHEPHERDS WAY, MORROW, OH 45152-7946 |
| Document Number | 0000031365 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 425 SHEPHERDS WAY MORROW OH 451527946, MORROW, OH 45152-7946 |
| Document Number | 0000031365 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 31365 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 28, 2018 |
| Property Address | 425 SHEPHERDS WAY, MORROW, OH 45152-7946 |
| Document Number | 0000027891 |
| Map Reference | MB 95 PG 44-45 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018-027891 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | TERRY MONNIE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 425 SHEPHERDS WAY, MORROW, OH 45152-7946 |
| Document Number | 0000027892 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-027892 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 25, 2018 |
| Property Address | 425 SHEPHERDS WAY, MORROW, OH 45152-7946 |
| Document Number | 0000014619 |
| Instrument Date | May 23, 2018 |
| Instrument | 14619 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $153.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 GRANDVIEW DR FORT MITCHELL KY 410172759, FORT MITCHELL, KY 41017-2759 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Union Township |
| Municipality | South Lebanon City |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,404.00 (+11.09%) | $147,301 (+25.92%) Land $28,000 Building $119,301 | $420,860 (+25.92%) Land $80,000 Building $340,860 |
| 2023 | $6,665.00 (+1.08%) Homeowner's exemption | $116,981 (-) Land $19,775 Building $97,206 | |
| 2022 | $6,594.00 Homeowner's exemption | $116,981 Land $19,775 Building $97,206 | $334,230 (-) Land $56,500 Building $277,730 |
| 2021 | $334,230 Land $56,500 Building $277,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 41 (1995–2018) |
| Claims Outside the SFHA | 6 of 41 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH LEBANON CITY PWS serves 7,792 people · EPA ID OH8301312 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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