429 Shepherds Way, Morrow, OH 45152 Property Records

Warren County property record for 429 Shepherds Way, Morrow, OH 45152 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,146 sqft · built 2014
Lot Size0.757 acres (32,975 sqft)
Owner2 Owner Names on File
Last Sale$293,078 (Jul 2014)
Tax Bill$8,506 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-32-343-022-0

Property Details

APN / Parcel Number

Primary APN13-32-343-022-0
Alternative APNs
  • 1332343022
  • 6810990

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,146 sqft Living Area
2nd Floor Area1,268 sqft
Basement Area1,171 sqft
Finished Basement1,171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area32,975 sqft (0.757 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area291 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number6810990
Old Parcel Number1332343022
Street Address429 SHEPHERDS WAY
CityMORROW
StateOH
Zip45152-7946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEPHERDS CROSSING #15
Legal SubdivisionSHEPHERDS CROSSING
Legal Block343
Legal Lot Number15
JurisdictionWARREN OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3002
Census Tract32100

Owner

Source: Warren County records · APN 13-32-343-022-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address429 SHEPHERDS WAY, MORROW, OH 45152-7946
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Sep 27, 2023Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Apr 06, 2021Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK NA
Apr 05, 2017Deed of Trust, Mortgage · Line of Credit
KEMBA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2014 · Amount on Record
Deed SaleJul 28, 2014 · Amount on Record
Prior SaleMar 31, 2014 · Amount on Record
Deed Document Number0000019435
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address429 SHEPHERDS WAY, MORROW, OH 45152-7946
Transaction TypeMortgage
Record UpdatedDec 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SHEPHERDS WAY, MORROW, OH 45152-7946

Mortgage

Document Number0000030416
DateNov 26, 2025
Instrument2025-030416
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 31, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address429 SHEPHERDS WAY, MORROW, OH 45152-7946
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SHEPHERDS WAY, MORROW, OH 45152-7946

Mortgage

Document Number0000020732
DateSep 27, 2023
Instrument2023-020732
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressLEBANON, OH 45036
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 20, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address429 SHEPHERDS WAY, MORROW, OH 45152-7946
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SHEPHERDS WAY, MORROW, OH 45152-7946

Mortgage

Document Number2021015808
DateApr 06, 2021
Instrument2021-015808
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMar 23, 2036

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address429 SHEPHERDS WAY, MORROW, OH 45152-7946
Document Number0000037791
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address429 SHEPHERDS WAY MORROW OH 451527946, MORROW, OH 45152-7946

Mortgage

Document Number0000037791
DateSep 28, 2020
Instrument37791
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 27, 2035

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address429 SHEPHERDS WAY, MORROW, OH 45152-7946
Document Number0000011071
Instrument DateApr 05, 2017
Transaction TypeMortgage
Record UpdatedOct 19, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address429 SHEPHERDS WAY MORROW OH 451527946, MORROW, OH 45152-7946

Mortgage

Document Number0000011071
DateApr 12, 2017
Instrument11071
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 11, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionUnion Township
MunicipalitySouth Lebanon City
Unified School DistrictKings Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,506.00 (+14.3%)$169,222 (+29.54%) Land $28,000 Building $141,222$483,490 (+29.54%) Land $80,000 Building $403,490
2023$7,442.00 (+1.07%) Homeowner's exemption$130,634 (-) Land $15,820 Building $114,814
2022$7,363.00 Homeowner's exemption$130,634 Land $15,820 Building $114,814$373,240 (-) Land $45,200 Building $328,040
2021$373,240 Land $45,200 Building $328,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650321003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Nearby Flood Policies33 in force
Nearby Flood Claims41 (1995–2018)
Claims Outside the SFHA6 of 41
Most Recent ClaimFeb 2018, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber2,000 / 2,000
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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