446 River Dr, Carnesville, GA 30521 Property Records

Franklin County property record for 446 River Dr, Carnesville, GA 30521 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 520 sqft · built 2005
Lot Size16.7 acres (728,323 sqft)
Owner2 Individual Names on File
Last Sale$40,200 (Sep 1997)
Tax Bill$3,766 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN010-009-D

Property Details

APN / Parcel Number

Primary APN010-009-D
Alternative APN
  • 2453

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area520 sqft Heated Area
1st Floor Area360 sqft
2nd Floor Area512 sqft
Attic Area160 sqft
FlooringSoftwood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area728,323 sqft (16.7 acres)
TerrainRolling
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area205 sqft
Patio Area400 sqft
Pole Barn480 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number2453
Old Parcel Number010 009 D
Street Address446 RIVER DR
CityCARNESVILLE
StateGA
Zip30521-2391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16.72 ACRES RIVER DRIVE
JurisdictionFRANKLIN GA
Township / Civil DivisionCARNESVILLE
Census Block Group1
Census Block1068
Census Tract890201

Owner

Source: Franklin County records · APN 010-009-D

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 RIVER DR, CARNESVILLE, GA 30521-2391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 1997 · Amount on Record
Deed SaleSep 10, 1997 · Amount on Record
Deed Document Number0003620214
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN GA
Property Address446 RIVER DR, CARNESVILLE, GA 30521-2391
Document Number0013660211
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address446 RIVER DR CARNESVILLE GA 305212391, CARNESVILLE, GA 30521-2391

Mortgage

Document Number0013660211
DateNov 12, 2019
Book Page001366/000211
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,766.00 (-11.82%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$215,264 (+30.03%) Land $42,440 Building $172,824$538,161 (+30.03%) Land $106,100 Building $432,061
2022$4,271.00 Homeowner's exemption$165,549 Land $19,082 Building $146,467$413,873 Land $47,705 Building $366,168

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (13119C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on River Dr

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