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445 Thomas Ln, Cincinnati, OH 45244 Property Records

Clermont County property record for 445 Thomas Ln, Cincinnati, OH 45244 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,302 sqft · built 1956
Lot Size0.465 acres (20,255 sqft)
OwnerIndividual Name on File
Last Sale$96,500 (Oct 2000)
Tax Bill$3,115 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN41-42-09.-034

Property Details

APN / Parcel Number

Primary APN41-42-09.-034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,302 sqft Living Area
1st Floor Area925 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area20,255 sqft (0.465 acres)
View / LotCul-de-sac

Exterior Amenities

PorchSlab
Porch Area210 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address445 THOMAS LN
CityCINCINNATI
StateOH
Zip45244-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERY ACRES; LOT 34
Legal SubdivisionEMERY ACRES
Legal Lot Number34
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2010
Census Tract41406

Owner

Source: Clermont County records · APN 41-42-09.-034

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 THOMAS LN, CINCINNATI, OH 45244-1735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2000 · Amount on Record
Deed SaleOct 03, 2000 · Amount on Record
Prior SaleAug 26, 1992 · Amount on Record
Last Transfer DateApr 27, 2017
Transfer Doc0000009502
Record UpdatedJun 08, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateMay 01, 2017
Property Address445 THOMAS LN, CINCINNATI, OH 45244-1735
Document Number0000009502
Book / Page002702 / 002085
Instrument DateApr 27, 2017
Instrument9502
Transaction TypeTransfer
Record UpdatedJun 08, 2017
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address445 THOMAS LN CINCINNATI OH 452441735, CINCINNATI, OH 45244-1735

Mortgage

Document Number9503
DateMay 01, 2017
Book Page002702/002087
Instrument9503
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,115.00 (-48.21%)$60,480 (-) Land $15,820 Building $44,660
2024$172,800 (-) Land $45,200 Building $127,600
2023$6,015.00 (+135.51%)$60,480 (+41.04%) Land $15,820 Building $44,660$172,800 (+41.06%) Land $45,200 Building $127,600
2022$2,554.00$42,880 Land $11,200 Building $31,680
2020$122,500 Land $32,000 Building $90,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250414062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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