Clermont County property record for 437 Thomas Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1956 |
| Lot Size | 1.16 acres (50,922 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,200 (Aug 2005) |
| Tax Bill | $3,590 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-09B-052 |
| Primary APN | 41-42-09B-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 50,922 sqft (1.16 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 378 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Lean-To | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 437 THOMAS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERY ACRES (REPLAT); LOT 52 |
| Legal Subdivision | EMERY ACRES |
| Legal Lot Number | 52 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41406 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 THOMAS LN, CINCINNATI, OH 45244-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2005 · Amount on Record |
| Deed Sale | Aug 17, 2005 · Amount on Record |
| Deed Document Number | 200530305 |
| Deed Book / Page | 1905 / 1305 |
| Record Updated | Jun 8, 2026 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,590.00 (-0.17%) | $69,690 (-) Land $16,800 Building $52,890 | |
| 2024 | $3,596.00 (-48.12%) | $69,690 (-) Land $16,800 Building $52,890 | $199,100 (-) Land $48,000 Building $151,100 |
| 2023 | $6,931.00 (+135.43%) | $69,690 (+41.02%) Land $16,800 Building $52,890 | $199,100 (+41.01%) Land $48,000 Building $151,100 |
| 2022 | $2,944.00 | $49,420 Land $11,900 Building $37,520 | |
| 2020 | $141,200 Land $34,000 Building $107,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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