Seminole County property record for 445 Macgregor Rd, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,122 sqft · built 1989 |
| Lot Size | 0.128 acres (5,578 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Sep 2022) |
| Tax Bill | $5,097 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-30-532-0000-0940 |
| Primary APN | 34-20-30-532-0000-0940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,122 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,329 sqft |
| Upper Floors Area | 633 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,578 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 177 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 445 MACGREGOR RD |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-5336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 94 HIGHLAND VILLAGE 2 PB 40 PGS 40 & 41 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | HIGHLAND VILLAGE 2 |
| Legal Tract | 532 |
| Legal Lot Number | 94 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21401 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Prior Sale | Jun 9, 2021 · Amount on Record |
| Deed Document Number | 2022102518 |
| Deed Book / Page | 10311 / 819 |
| Prior Transfer Date | Dec 1, 2000 |
| Prior Transfer Doc | 4005001933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 7, 2022 |
| Property Address | 445 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0103110819 |
| Book / Page | 10311 / 819 |
| Map Reference | MB 40 PG 40&41 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022102518 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7020 MAJORS RD, CUMMING, GA 30040-6318 |
| Name | Verified Name |
|---|---|
| Address | 445 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0010311821 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 10311/821 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 9, 2021 |
| Property Address | 445 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0099551182 |
| Book / Page | 9955 / 1182 |
| Map Reference | MB 40 PG 40&41 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021076849 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | Z TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,134.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 BREAKERS LN, APOLLO BEACH, FL 33572-3358 |
| Name | Verified Name |
|---|---|
| Address | 445 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0099551184 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 9955/1184 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,097.00 (-6.08%) Homeowner's exemption | $357,251 (+2.74%) Land $85,000 Building $272,251 | $357,251 (+2.74%) Land $85,000 Building $272,251 |
| 2023 | $5,427.00 (+43.46%) | $347,735 (+23.23%) | $347,735 (+16.2%) Land $85,000 Building $262,735 |
| 2022 | $3,783.00 | $282,173 | $299,256 Land $70,000 Building $229,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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