448 Macgregor Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 448 Macgregor Rd, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,641 sqft · built 1993
Lot Size	0.108 acres (4,720 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-20-30-532-0000-0860`

Property Details

APN / Parcel Number

Primary APN	`34-20-30-532-0000-0860`
Alternative APN	`20303453200000860`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,641 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,720 sqft (0.108 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 MACGREGOR RD
City	WINTER SPRINGS
State	FL
Zip	32708-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 86 HIGHLAND VILLAGE 2 PB 40 PGS 40 & 41
Legal Range	30E
Legal Township	20S
Legal Section	34
Legal Subdivision	HIGHLAND VILLAGE 2
Legal Tract	532
Legal Lot Number	86
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	21401

Owner

Source: Seminole County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2026	Warranty Deed, Transfer OS NATIONAL LLC
Mar 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Mar 27, 2026 · Amount on File
Deed Document Number	202678408
Deed Book / Page	11090 / 77
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0100931620
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 6, 2026
Property Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Document Number	0000078408
Book / Page	11090 / 77
Instrument Date	Aug 3, 2026
Instrument	202678408
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NATIONS TITLE, OS NATIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343

Mortgage

Document Number	0000078409,
Date	Aug 6, 2026
Instrument	202678409

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 27, 2026
Property Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Document Number	0110070600
Book / Page	11007 / 600
Map Reference	MB 40 PG 40&41
Instrument Date	Mar 24, 2026
Instrument	2026029945
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,228.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 SANGRIA CIR, ROCKLEDGE, FL 32955-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
Investor	Possibly a Property Investor

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MACGREGOR RD, CASSELBERRY, FL 32708-5343

Mortgage

Document Number	0104011587
Date	Mar 8, 2023
Book Page	10401/1587
Instrument	2023021113

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 12, 2021
Property Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Document Number	0100931620
Book / Page	10093 / 1620
Map Reference	MB 2799 PG 630
Instrument Date	Nov 10, 2021
Instrument	2021148540
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (+12.19%) Homeowner's exemption Senior Citizen's exemption	$133,483 (+5.99%)	$309,360 (+2.8%) Land $85,000 Building $224,360
2023	$1,075.00 (+4.67%) Homeowner's exemption	$125,943 (+3%)	$300,936 (+16.38%) Land $85,000 Building $215,936
2022	$1,027.00 Homeowner's exemption	$122,275	$258,585 Land $70,000 Building $188,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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