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442 Macgregor Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 442 Macgregor Rd, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,710 sqft · built 1989
Lot Size0.111 acres (4,861 sqft)
Owner2 Owner Names on Record
Last Sale$114,900 (Jun 1999)
Tax Bill$1,692 (2025)
Deeds & MortgagesJul 2024 Second Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN34-20-30-532-0000-0830

Property Details

APN / Parcel Number

Primary APN34-20-30-532-0000-0830

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,710 sqft Living Area
1st Floor Area1,710 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area4,861 sqft
Garage Area426 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address442 MACGREGOR RD
CityWINTER SPRINGS
StateFL
Zip32708-5343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 83 HIGHLAND VILLAGE 2 PB 40 PGS 40 & 41
Legal Range30E
Legal Township20S
Legal Section34
Legal SubdivisionHIGHLAND VILLAGE 2
Legal Tract532
Legal Lot Number83
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group4
Census Block4000
Census Tract21401

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address442 MACGREGOR RD, WINTER SPGS, FL 32708-5343
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FAIRWINDS CU
Jun 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 1999 · Amount on Record
Deed SaleJun 8, 1999 · Amount on Record
Deed Document Number0366401223
Deed Book / Page03664 / 01223
Record UpdatedJun 8, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address442 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343

Mortgage

Document Number0106621121
DateJul 17, 2024
Book Page10662/1121
Instrument2024064068
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 15, 2034

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address442 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343
Document Number0093760168
Instrument DateJun 11, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address442 MACGREGOR RD WINTER SPRINGS FL 327085343, WINTER SPRINGS, FL 32708-5343

Mortgage

Document Number0093760168
DateJun 18, 2019
Book Page009376/000168
Instrument64538
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 17, 2039

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,692.00 (+16.21%) Homeowner's exemption$142,792 (+5.99%)$329,001 (+2.67%) Land $85,000 Building $244,001
2023$1,456.00 (+3.63%) Homeowner's exemption$134,726 (+3%)$320,446 (+16.28%) Land $85,000 Building $235,446
2022$1,405.00 Homeowner's exemption$130,802$275,588 Land $70,000 Building $205,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (1995–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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