445 Franklin Blvd, Elgin, IL 60120 Property Records

Kane County property record for 445 Franklin Blvd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,853 sqft · built 1890
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Mar 2006)
Tax Bill	$5,599 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-011`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-011`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,853 sqft Living Area
Gross Area	2,965 sqft
Basement Area	1,112 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	445 FRANKLIN BLVD
City	ELGIN
State	IL
Zip	60120-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C L F THOMPSONS ADDN LOT 10 BLOCK 1
Legal Subdivision	C L F THOMPSONS ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 FRANKLIN BLVD, ELGIN, IL 60120-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2006 · Amount on Record
Deed Sale	Mar 16, 2006 · Amount on Record
Prior Sale	Jul 27, 2005
Deed Document Number	200628591
Last Transfer Date	Aug 8, 2008
Transfer Doc	0000072722
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	445 FRANKLIN BLVD, ELGIN, IL 60120-4438
Document Number	0000010603
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 FRANKLIN BLVD ELGIN IL 601204438, ELGIN, IL 60120-4438

Mortgage

Document Number	0000010603
Date	Feb 27, 2017
Instrument	10603

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2037

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,599.00 (+4.44%) Homeowner's exemption Senior Citizen's exemption	$89,401 (+8.57%) Land $15,014 Building $74,387	$268,310 (+8.57%) Land $45,060 Building $223,250
2024		$82,344 (+21.4%) Land $13,829 Building $68,515	$247,131 (+21.44%) Land $41,504 Building $205,627
2022	$5,361.00 (+4.67%) Homeowner's exemption	$67,831 (+6.96%) Land $11,391 Building $56,440	$203,493 (+6.96%) Land $34,173 Building $169,320
2021	$5,122.00 Homeowner's exemption	$63,417 Land $10,650 Building $52,767	$190,251 Land $31,950 Building $158,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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