451 Franklin Blvd, Elgin, IL 60120 Property Records

Kane County property record for 451 Franklin Blvd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1910
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Feb 2021)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,012 sqft Living Area
Gross Area	1,608 sqft
Basement Area	596 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	451 FRANKLIN BLVD
City	ELGIN
State	IL
Zip	60120-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C L F THOMPSONS ADDN LOT 11 BLOCK 1
Legal Subdivision	C L F THOMPSONS ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 FRANKLIN BLVD, ELGIN, IL 60120-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Dec 13, 2004 · Amount on Record
Deed Document Number	202112523
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 17, 2021
Property Address	451 FRANKLIN BLVD, ELGIN, IL 60120-4438
Document Number	0000012523
Instrument Date	Jan 18, 2021
Instrument	2021K012523
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	451 FRANKLIN BLVD, ELGIN, IL 60120-4438

Mortgage

Document Number	0000012524
Date	Feb 17, 2021
Instrument	2021K012524

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,962.00 (+15.78%) Homeowner's exemption	$59,935 (+8.57%) Land $15,014 Building $44,921	$179,877 (+8.57%) Land $45,060 Building $134,817
2024		$55,204 (+21.4%) Land $13,829 Building $41,375	$165,678 (+21.45%) Land $41,504 Building $124,175
2022	$3,422.00 (+5.07%) Homeowner's exemption	$45,474 (+6.96%) Land $11,391 Building $34,083	$136,422 (+6.96%) Land $34,173 Building $102,249
2021	$3,257.00 Homeowner's exemption	$42,515 Land $10,650 Building $31,865	$127,545 Land $31,950 Building $95,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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