435 Franklin Blvd, Elgin, IL 60120 Property Records

Kane County property record for 435 Franklin Blvd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,340 sqft · built 1890
Lot Size	0.189 acres (8,228 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2015)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-009`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,140 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Construction Type	Frame
Lot Area	8,228 sqft (0.189 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	435 FRANKLIN BLVD
City	ELGIN
State	IL
Zip	60120-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C L F THOMPSONS ADDN LOT 8 BLOCK 1
Legal Subdivision	C L F THOMPSONS ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

435 Franklin Blvd is owned and occupied by an individual who bought it in August 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	435 FRANKLIN BLVD, ELGIN, IL 60120-4438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 5, 2019	Loan Modification, Mortgage · FHA Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2015 · Amount on File
Deed Sale	Aug 5, 2015 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Deed Document Number	201542055
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0000046467
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	435 FRANKLIN BLVD, ELGIN, IL 60120-4438
Document Number	0000017366
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 FRANKLIN BLVD ELGIN IL 601204438, ELGIN, IL 60120-4438

Mortgage

Document Number	0000017366
Date	May 2, 2019
Instrument	17366

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	435 FRANKLIN BLVD, ELGIN, IL 60120-4438
Document Number	0000017762
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 FRANKLIN BLVD ELGIN IL 601204438, ELGIN, IL 60120-4438

Mortgage

Document Number	0000017762
Date	May 6, 2019
Instrument	17762

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Franklin Blvd was $5,470.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,470.00	$71,701 (+8.57%) Land $13,255 Building $58,446	$215,189 (+8.57%) Land $39,781 Building $175,408
2024		$66,042 Land $12,209 Building $53,833	$198,205 Land $36,642 Building $161,564
2022	$4,717.00 (+3.97%)	$54,403 (+6.96%) Land $10,057 Building $44,346	$163,209 (+6.96%) Land $30,171 Building $133,038
2021	$4,537.00	$50,863 Land $9,403 Building $41,460	$152,589 Land $28,209 Building $124,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Franklin Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 435 Franklin Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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