Montgomery County property record for 445 Forest Ave, Dayton, OH 45405
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,432 sqft · built 1913 |
| Lot Size | 0.439 acres (19,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Apr 2017) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-06712-0049 |
| Primary APN | R72-06712-0049 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,432 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 19,110 sqft (0.439 acres) |
| Lot Dimensions | 161 ft deep x 55 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 FOREST AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45405-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-2-28 67-12-50 |
| Legal Subdivision | SUSAN L GETZ |
| Legal Lot Number | 49 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Squirrel-Forrest Historic District listed 2010 · 97 contributing resources · NRIS 10000827 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
445 Forest Ave is owned and occupied by two individuals who bought it in April 2017.
Source: Montgomery County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 FOREST AVE, DAYTON, OH 45405-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU INC |
| Apr 10, 2017 | Grant Deed, Transfer · Conventional with PMI NORTHPOINTE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on File |
| Deed Sale | Apr 10, 2017 · Amount on File |
| Deed Document Number | 201720805 |
| Prior Transfer Date | Sep 13, 2007 |
| Prior Transfer Doc | 0000078376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 445 FOREST AVE, DAYTON, OH 45405-4439 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 445 FOREST AVE, DAYTON, OH 45405-4439 |
| Document Number | 0000017255 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 202300017255 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 445 FOREST AVE, DAYTON, OH 45405-4439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 445 FOREST AVE, DAYTON, OH 45405-4439 |
| Document Number | 0000072870 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-00072870 |
| Name | RIVER VALLEY CU INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 10, 2017 |
| Property Address | 445 FOREST AVE, DAYTON, OH 45405-4439 |
| Document Number | 0000020805 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 20805 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 FOREST AVE DAYTON OH 454054439, DAYTON, OH 45405-4439 |
| Document Number | 20806 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 20806 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2047 |
The 2025 property tax bill for 445 Forest Ave was $2,749.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 | $45,580 Land $7,070 Building $38,510 | $130,240 Land $20,200 Building $110,040 |
| 2024 | $2,749.00 (+4.96%) | ||
| 2023 | $2,619.00 (-12.87%) | $45,580 (+12.16%) Land $7,070 Building $38,510 | $130,240 Land $20,200 Building $110,040 |
| 2022 | $3,006.00 | $40,640 Land $6,310 Building $34,330 | |
| 2020 | $116,110 Land $18,030 Building $98,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 Forest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 445 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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