4400 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4400 Speranza Loop, Galena, OH 43021

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,544 sqft · built 2023
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,297,700 (Jul 2024)
Tax Bill	$23,740 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-220-14-024-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-14-024-000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,544 sqft Living Area
Gross Area	6,034 sqft
1st Floor Area	1,702 sqft
Upper Floors Area	1,842 sqft
Basement Area	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	15,594 sqft (0.358 acres)
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4400 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7933 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7933
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1010
Census Tract	11763

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 9, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Deed Document Number	202413794
Deed Book / Page	2099 / 1720
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4400 SPERANZA LOOP, GALENA, OH 43021-7637
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 SPERANZA LOOP, GALENA, OH 43021-7637

Mortgage

Document Number	0000008478
Date	Apr 23, 2025
Book Page	2150/1630
Instrument	202500008478

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 9, 2024
Property Address	4400 SPERANZA LOOP, GALENA, OH 43021-7637
Document Number	0000013794
Book / Page	2099 / 1720
Map Reference	CAB 4 SL 59
Instrument Date	Jun 24, 2024
Instrument	202400013794
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	CROWN-UNITY TITLE, CROWN UNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725

Mortgage

Document Number	0000013795
Date	Jul 9, 2024
Instrument	202400013795

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,740.00 (+54.89%)	$387,840 (+50.44%) Land $61,600 Building $326,240	$1,108,100 (+50.43%) Land $176,000 Building $932,100
2024	$15,327.00 (+342.47%)	$257,810 (+365.03%) Land $61,600 Building $196,210
2023	$3,464.00	$55,440 Land $55,440	$736,600 Land $176,000 Building $560,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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