Osceola County property record for 4445 Cypress Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,885 sqft · built 1992 |
| Lot Size | 4.51 acres (196,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (Oct 2001) |
| Tax Bill | $4,968 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-26-30-4950-0001-1145 |
| Primary APN | 24-26-30-4950-0001-1145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,885 sqft Living Area |
| Gross Area | 3,275 sqft |
| 1st Floor Area | 2,289 sqft |
| Upper Floors Area | 596 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 196,455 sqft (4.51 acres) |
| Porch | Florida Room |
|---|---|
| Porch Area | 698 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Stable | 1,122 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4445 CYPRESS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA2M |
| Legal Description | S L & I C PB B PG 11 E 1/2 LOTS 114 & 127 LESS S 20 FT FOR RD R/W |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1145 |
| Legal Lot Number | 1145 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 43304 |
Source: Osceola County records · APN 24-26-30-4950-0001-1145
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4445 CYPRESS DR, SAINT CLOUD, FL 34772-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2001 · Amount on Record |
| Deed Sale | Oct 23, 2001 · Amount on Record |
| Prior Sale | Nov 10, 1997 · Amount on Record |
| Deed Book / Page | 1947 / 1224 |
| Last Transfer Date | Feb 04, 2005 |
| Transfer Doc | 0027181249 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,968.00 (+5.66%) Homeowner's exemption Widower's exemption | $353,036 (+6.46%) | $526,900 (+7.25%) Land $166,900 Building $360,000 |
| 2024 | $4,702.00 (+3.64%) | ||
| 2023 | $4,537.00 (+5.24%) Homeowner's exemption Widower's exemption | $331,627 (+6.35%) | $491,300 (+12.58%) Land $148,800 Building $342,500 |
| 2022 | $4,311.00 Homeowner's exemption Widower's exemption | $311,829 | $436,400 Land $144,300 Building $292,100 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
Based on FCC filings for 133 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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