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4385 Cypress Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4385 Cypress Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,320 sqft · built 2016
Lot Size2.23 acres (97,138 sqft)
Owner2 Individual Names on File
Last Sale$99,900 (Oct 2021)
Tax Bill$5,113 (2025)
Deeds & MortgagesJan 2026 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-26-30-4950-0001-1155

Property Details

APN / Parcel Number

Primary APN24-26-30-4950-0001-1155
Alternative APNs
  • 263024495000011155
  • 87678

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,320 sqft Living Area
Gross Area3,471 sqft
1st Floor Area2,320 sqft
AtticAttic
Attic Area320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area97,138 sqft (2.23 acres)
Garage TypeAttached
Garage Area512 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area25 sqft
PorchFinished/Open Porch
Porch Area639 sqft
Deck Area640 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4385 CYPRESS DR
CitySAINT CLOUD
StateFL
Zip34772-8014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 11 W 1/2 OF E 1/2 OF LOTS 115 & 126 LESS S 20 FT FOR RD R/W
Legal Range30E
Legal Township26S
Legal Section24
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1155
Legal Lot Number1155
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2026
Census Tract43304

Owner

Source: Osceola County records · APN 24-26-30-4950-0001-1155

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4385 CYPRESS DR, SAINT CLOUD, FL 34772-8014
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Nov 08, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Prior SaleMar 30, 2015 · Amount on Record
Deed Document Number2021166152
Deed Book / Page6072 / 2131
Last Transfer DateOct 26, 2025
Transfer Doc0069131762
Record UpdatedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 27, 2026
Property Address4385 CYPRESS DR, SAINT CLOUD, FL 34772-8014
Document Number0069131762
Book / Page6913 / 1762
Instrument DateJan 26, 2026
Instrument2026011698
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 CYPRESS DR, SAINT CLOUD, FL 34772-8014

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4385 CYPRESS DR, SAINT CLOUD, FL 34772-8014
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 CYPRESS DR, SAINT CLOUD, FL 34772-8014
InvestorPossibly a Property Investor

Mortgage

Document Number0060712435
DateOct 25, 2021
Book Page6071/2435
Instrument2021165496
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2041

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 08, 2021
Property Address4385 CYPRESS DR, SAINT CLOUD, FL 34772-8014
Document Number0060821303
Book / Page6082 / 1303
Instrument DateOct 31, 2021
Instrument2021173803
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 CYPRESS DR, SAINT CLOUD, FL 34772-8010
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,113.00 (+4.69%) Homeowner's exemption$358,526 (+5.99%)$691,200 (+4.46%) Land $112,600 Building $578,600
2024$4,884.00 (+2.07%)
2023$4,785.00 (+3.91%) Homeowner's exemption$338,274 (+3%)$661,700 (+17.3%) Land $112,600 Building $549,100
2022$4,605.00 Homeowner's exemption$328,422$564,100 Land $89,200 Building $474,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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